$396K · 2 bed Detached · Rural Innisfil, Innisfil

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About this home

Step inside this beautifully renovated bungalow located in the desirable Sandycove Acres adult lifestyle community. Thoughtfully updated from top to bottom, this turn-key home offers modern comfort and low-maintenance living in a vibrant, amenity-rich setting.The exterior has been completely refreshed with new premium vinyl siding, energy-efficient windows, new exterior doors, gutters, and spray foam insulation in the crawlspace for improved efficiency and comfort. A new custom deck and private…

Property details

MLS#

N13445464

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

700-1100

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Piers

View: Clear, Garden, Trees/Woods

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Vinyl Siding · Deck, Landscape Lighting, Landscaped, Patio, Porch, Privacy, Recreational Area, Year Round Living
Fronting on: South
Cross street: Lockhart/MainSt
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor, Water Heater
Parking features: Private Double

Level	Room	Dimensions
Main	Living Room	3.6m × 4.5m
Main	Dining Room	3m × 4.2m
Main	Kitchen	3m × 4.9m
Main	Primary Bedroom	3.1m × 3.65m
Main	Bedroom 2	3m × 3.3m

Level

Room

Dimensions

Main

Living Room

3.6m × 4.5m

Main

Dining Room

3m × 4.2m

Main

Kitchen

3m × 4.9m

Main

Primary Bedroom

3.1m × 3.65m

Main

Bedroom 2

3m × 3.3m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $395,500✓ $1,416 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,204/mo

incl. closing costs (yr 1)

Annual total

$38,444

year 1

Mortgage only

$1,500/mo

principal + interest

Beyond mortgage

$878/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,100

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$118/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,955/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,408

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $18,005/yr

Property taxes15% $5,824/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,955/yr

Closing costs13% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,005	$1,500/mo
Government & taxes
Property tax	$1,416	$118/mo
Land transfer tax(closing)	$4,408	$367/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,955	$330/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,444	$3,204/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1 South Boulevard

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Annual costs