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$675K · 1+1 bed Detached Condo · Rural New Tecumseth, New Tecumseth | MyPropertyScout

$675,000

Unit 24

15 DOM

1+1315d

Map

DOM 15

$675,000

DOM15days

Unit 24

19 Napa Ridge · New Tecumseth · Ontario L9R 2E5

MLS® N13443614 · Rural New Tecumseth · L9R 2E5

1+13OwnerOccupied1200-1399 ft²Detached Condo1-car Attached15d$519/ft²$4,212 tax/yrBuilt 200323 yrs old

15 days on market

About this home

Welcome to beautifully appointed 1+1 bdrm 3 bath bungalow on a large frontage in a welcoming golf course community. Built in 2004 and lovingly maintained, large eat in kitchen w new quartz counters, brand new stove, breakfast bar, great room w hardwood and gas fireplace, large master w walk-in closet and 5 pc ensuite. Charming upper midlevel library w hardwood, lower midlevel laundry, and enormous finished basement w gas fireplace, large windows, additional bedroom, 4 pc bath, den, and storage u…

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Property details

MLS#: N13443614
Status: Buy Now
Beds: 1+1
Baths: 3 full, 0 half
Size: 1200-1399
Style: Bungalow
Type: Detached Condo
Year built: —

Fireplaces: 2
Fireplace features: Natural Gas

Condo corp #: 276
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Deck, Landscaped, Porch, Year Round Living
Fronting on: —
Cross street: McKenzie Pioneer /Bella Vista
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Central Vacuum
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	1.7m × 3.93m
Main	Kitchen	2.74m × 3.38m
Main	Dining Room	2.74m × 3.65m
Main	Living Room	4.45m × 7.32m
Main	Bedroom	4.54m × 5.02m
In Between	Library	2.44m × 2.44m
In Between	Laundry	1.66m × 2.38m
Lower	Family Room	4.41m × 8.29m
Lower	Bedroom 2	3.44m × 4.05m
Lower	Den	2.8m × 3.77m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: MAIN STREET REALTY LTD.

Source: TRREB/PROPTX · MLS® N13443614

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$675K

Unit 24 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $675,000✓ $4,212 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,811/mo

incl. closing costs (yr 1)

Annual total

$69,730

year 1

Mortgage only

$2,561/mo

principal + interest

Beyond mortgage

$1,961/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$351/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $30,729/yr

Property taxes20% $14,187/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,750/yr

Condo fees11% $7,404/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,729	$2,561/mo
Government & taxes
Property tax	$4,212	$351/mo
Land transfer tax(closing)	$9,975	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,750	$563/mo
Condo fees
Condo / HOA fees	$7,404	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,730	$5,811/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 24

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs