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$649K · 3+1 bed Att/Row/Townhouse · Alcona, Innisfil | MyPropertyScout

$649,000

2188 Ferguson Street

3+13OwnerOccupied

Map

$649,000

B●●●○○DOM10days

2188 Ferguson Street

Innisfil · Ontario L9S 1X6

MLS® N13443446 · Alcona · L9S 1X6

3+13OwnerOccupied1100-1500 ft²Att/Row/Townhouse1-car Attached10d$499/ft²Lot 19.7 x 98.4 ft$3,379 tax/yr

5% below market · 10 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this lovely, impeccably maintained townhome nestled in a sought-after family-friendly neighborhood in the heart of Alcona. Ideally located close to schools, parks, shopping, restaurants, the recreation center, library, and the beautiful shores of Lake Simcoe, this home offers an exceptional blend of comfort, convenience, and lifestyle. The bright, spacious and updated eat-in kitchen features a walkout to a fully fenced backyard backing onto parkland, providing a private setting for ou…

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Property details

MLS#: N13443446
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Garden Shed, Fence - Full
Property features: Fenced Yard, Park, School, Beach, Rec./Commun.Centre

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 19.68 × 98.42
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Innisfil Beach Rd & Ferguson St.
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Water Softener
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.02m × 5.48m
Main	Dining Room	3.02m × 5.48m
Main	Kitchen	2.44m × 4.06m
Main	Breakfast	2.99m × 3.02m
Second	Primary Bedroom	3.39m × 4.46m
Second	Bedroom 2	2.63m × 3.42m
Second	Bedroom 3	2.79m × 2.92m
Basement	Kitchen	2.51m × 4.34m
Basement	Bedroom	2.5m × 3.5m
Basement	Recreation	2.5m × 4m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REAL ESTATE HOMEWARD

Source: TRREB/PROPTX · MLS® N13443446

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$649K

2188 Ferguson Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,000✓ $3,379 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,977/mo

incl. closing costs (yr 1)

Annual total

$59,721

year 1

Mortgage only

$2,462/mo

principal + interest

Beyond mortgage

$1,268/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$282/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,545/yr

Property taxes21% $12,834/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,490/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,545	$2,462/mo
Government & taxes
Property tax	$3,379	$282/mo
Land transfer tax(closing)	$9,455	$788/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,490	$541/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,721	$4,977/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2188 Ferguson Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs