$670K · 3 bed Condo Townhouse · Summerhill Estates, Newmarket

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About this home

Welcome Home! This is your chance for a beautiful, move in ready immaculate and well-maintained spacious condo townhome with many upgrades including windows (2024) and furnace and central air conditioning (2019)! The foyer welcomes you with a double closet and access into the attached garage with plenty of shelving. The updated open-concept kitchen is the hub of the home with a stainless-steel range, hood fan and fridge, stylish tile backsplash and under cabinet lighting. Vinyl and laminate fl…

Property details

MLS#

N13441754

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Townhouse

Year built

—

Condo corp #: 825
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: BATHURST ST/KEITH AVE
Basement: Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Auto Garage Door Remote
Parking features: —

Level	Room	Dimensions
Main	Foyer	1.7m × 1.7m
Main	Living Room	4.17m × 5.6m
Main	Dining Room	4.17m × 5.6m
Main	Kitchen	2.41m × 3.54m
Second	Primary Bedroom	2.87m × 4m
Second	Bedroom 2	2.86m × 4.25m
Second	Bedroom 3	2.65m × 4.17m
Basement	Recreation	4m × 5.37m

Level

Room

Dimensions

Main

Foyer

1.7m × 1.7m

Main

Living Room

4.17m × 5.6m

Main

Dining Room

4.17m × 5.6m

Main

Kitchen

2.41m × 3.54m

Second

Primary Bedroom

2.87m × 4m

Second

Bedroom 2

2.86m × 4.25m

Second

Bedroom 3

2.65m × 4.17m

Basement

Recreation

4m × 5.37m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $670,000✓ $2,924 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,405/mo

incl. closing costs (yr 1)

Annual total

$64,860

year 1

Mortgage only

$2,542/mo

principal + interest

Beyond mortgage

$1,582/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$134,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$244/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $30,501/yr

Property taxes20% $12,799/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,700/yr

Condo fees6% $4,200/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,501	$2,542/mo
Government & taxes
Property tax	$2,924	$244/mo
Land transfer tax(closing)	$9,875	$823/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,700	$558/mo
Condo fees
Condo / HOA fees	$4,200	$350/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,860	$5,405/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs