$479K · 1 bed Condo Apartment · Central Newmarket, Newmarket

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About this home

Bright 1-bedroom, 1-bathroom suite offering 611 sq. ft. of living area plus an open balcony. 1 parking, and bulk internet included. Thoughtfully designed layout with east exposure, durable vinyl flooring, and contemporary finishes throughout. Open-concept living and dining room connects to a modern kitchen featuring quartz countertop, glossy subway tile backsplash, textured cabinetry, and chrome hardware. Well-sized bedroom and clean, modern bathroom complete this functional and comfortable layo…

Property details

MLS#

N13440640

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

600-699

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Hospital, Library, Park, Place Of Worship, Public Transit, School

Condo corp #: 1543
Balcony: Open
Locker: None
Association amenities: Exercise Room, Guest Suites, Party Room/Meeting Room, Gym
Fees include: Parking Included, Building Insurance Included, Common Elements Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Davis/Yonge
Basement: None
Stories: 14
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Level	Room	Dimensions
Flat	Living Room	3.3m × 7.42m
Flat	Dining Room	3.3m × 7.42m
Flat	Kitchen	3.3m × 7.42m
Flat	Bedroom	2.74m × 3.76m

Level

Room

Dimensions

Flat

Living Room

3.3m × 7.42m

Flat

Dining Room

3.3m × 7.42m

Flat

Kitchen

3.3m × 7.42m

Flat

Bedroom

2.74m × 3.76m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $2,916 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,434/mo

incl. closing costs (yr 1)

Annual total

$53,205

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$1,654/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$243/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,806/yr

Property taxes17% $8,971/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,790/yr

Condo fees13% $6,978/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Property tax	$2,916	$243/mo
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$6,978	$581/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,205	$4,434/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs