$1.25M · 3 bed Detached · Rural Innisfil, Innisfil

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About this home

Shared waterfront access across the road! And 130 ft dock with boat slips. Welcome to this stunning 2021 Built bungalow the ultimate of waterfront lifestyle through shared ownership. As part of this exclusive waterfront community, owners enjoy shared access across the street. Soaring 9 ft ceilings throughout this home. Pot lights in Living Room. The open concept layout flows seemlessly from the chef inspired kitchen featuring quartz countertops, breakfast bar, stainless steel appliances to…

Property details

MLS#

N13440358

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown
Other structures: Garden Shed
Property features: Beach, Lake Access, Lake/Pond, Marina, Wooded/Treed

Fireplaces: 1
Fireplace features: Natural Gas

View: Bay, Lake, Water

Water view: Direct
Water body: Lake Simcoe
Water frontage: 45.66 ft
Shoreline: Shallow, Sandy
Waterfront features: Waterfront-Road Between, Boat Slip, Dock, Waterfront-Deeded Access, Winterized

Garage: 2-car Detached
Garage spaces: 2
Parking: 12 total
Lot: 49.47 × 245.13
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Exterior: Vinyl Siding · Hot Tub, Deck, Year Round Living, Porch
Fronting on: East
Cross street: Ewart St/Cumberland
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Auto Garage Door Remote, Bar Fridge, Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump, Water Softener
Parking features: Private

Level	Room	Dimensions
Main	Living Room	5.18m × 4.57m
Main	Kitchen	3.85m × 4.16m
Main	Primary Bedroom	3.72m × 3.65m
Main	Bedroom	2.79m × 3.16m
Main	Bedroom	2.79m × 3.16m

Level

Room

Dimensions

Main

Living Room

5.18m × 4.57m

Main

Kitchen

3.85m × 4.16m

Main

Primary Bedroom

3.72m × 3.65m

Main

Bedroom

2.79m × 3.16m

Main

Bedroom

2.79m × 3.16m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,250,000✓ $8,387 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,177/mo

incl. closing costs (yr 1)

Annual total

$110,119

year 1

Mortgage only

$4,742/mo

principal + interest

Beyond mortgage

$2,187/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$250,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$699/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $56,905/yr

Property taxes27% $29,862/yr

Utilities4% $4,152/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,500/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$56,905	$4,742/mo
Government & taxes
Property tax	$8,387	$699/mo
Land transfer tax(closing)	$21,475	$1,790/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,500	$1,042/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$110,119	$9,177/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1050 Wisker Avenue

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