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$890K · 3+2 bed Detached · Lefroy, Innisfil | MyPropertyScout

$890,000

1048 Gilmore Avenue

3+23Partial

Map

$890,000

C●●○○○DOM13days

1048 Gilmore Avenue

Innisfil · Ontario L0L 1W0

MLS® N13440136 · Lefroy · L0L 1W0

3+23Partial1100-1500 ft²Detached2-car Attached13d$685/ft²Lot 99.3 x 183.4 ft$5,863 tax/yrBuilt 200323 yrs old

2% above market · regional est. · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

An Incredible Opportunity Awaits With This Unique Raised Bungalow, Situated On An Expansive Lot Measuring Just Under 0.5 Acres. The Property Stands Out With Two Fully Authorized, Independent Living Spaces. The Lower Unit Is Fully Updated, Permitted, And Legally Compliant, Boasting A Modernized Interior With Brand-New Appliances And Fresh Vinyl Flooring Throughout. Prime Location! Enjoy A Short, Convenient Walk To The Shores Of Lake Simcoe. Development Potential: A Great Investment Potential With…

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Property details

MLS#: N13440136
Status: Buy Now
Beds: 3+2
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete

View: Clear

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 99.33 × 183.35
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: 20th Sdrd & Killarney Beach Rd
Basement: Apartment, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.6m × 4.32m
Main	Dining Room	3.55m × 3.5m
Main	Kitchen	3.35m × 3.57m
Main	Primary Bedroom	3.63m × 4.79m
Main	Bedroom 2	3.29m × 3.17m
Main	Bedroom 3	3.29m × 2.9m
Lower	Living Room	3.65m × 6.1m
Lower	Bedroom 4	4m × 3.32m
Lower	Bedroom 5	4m × 3.32m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: TFN REALTY INC.

Source: TRREB/PROPTX · MLS® N13440136

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$890K

1048 Gilmore Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $890,000✓ $5,863 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,701/mo

incl. closing costs (yr 1)

Annual total

$80,407

year 1

Mortgage only

$3,376/mo

principal + interest

Beyond mortgage

$1,676/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$178,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$489/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,517/yr

Property taxes25% $20,138/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,900/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,517	$3,376/mo
Government & taxes
Property tax	$5,863	$489/mo
Land transfer tax(closing)	$14,275	$1,190/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,900	$742/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,407	$6,701/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1048 Gilmore Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs