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$2.80M · 5+3 bed Detached · Langstaff, Richmond Hill | MyPropertyScout

$2,798,000

7 Fern Avenue

5+36OwnerOccupied

Map

$2,798,000

F●●●○○DOM13days

7 Fern Avenue

Richmond Hill · Ontario L4B 3R7

MLS® N13439706 · Langstaff · L4B 3R7

5+36OwnerOccupied3500-5000 ft²Detached3-car Attached13d$658/ft²Lot 59.1 x 118.2 ft$12,102 tax/yr

25% above market · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Nestled In A Charming cul-de-sac, Within One Of Richmond Hill's Most Sought After Neighbourhoods, This Home Offers Both Comfort And A Welcoming Atmosphere, Ideally Located Near Top Schools, Parks, Shopping And Major Highways. It Provides The Ideal Backdrop For Family Life And Convenience.'The Main Floor Features A Bedroom And A Conveniently Located Same Level Full Bathroom, Offering Flexibility For Guests Or Single-Level Living. Upstairs You'l Find Four Additional Bedrooms And Three Updated Bath…

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Property details

MLS#: N13439706
Status: Buy Now
Beds: 5+3
Baths: 6 full, 0 half
Size: 3500-5000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: 3-car Attached
Garage spaces: 3
Parking: 9 total
Lot: 59.11 × 118.22
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: East
Cross street: Bayview Ave./Springbrook Dr.
Basement: Apartment, Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REMAX YOUR COMMUNITY REALTY

Source: TRREB/PROPTX · MLS® N13439706

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$2.80M

7 Fern Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,798,000✓ $12,102 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$19,768/mo

incl. closing costs (yr 1)

Annual total

$237,214

year 1

Mortgage only

$10,615/mo

principal + interest

Beyond mortgage

$3,993/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$559,600

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,008/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$27,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$56,425

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $127,377/yr

Property taxes29% $68,527/yr

Utilities3% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $27,980/yr

Closing costs2% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$127,377	$10,615/mo
Government & taxes
Property tax	$12,102	$1,008/mo
Land transfer tax(closing)	$56,425	$4,702/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$27,980	$2,332/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$237,214	$19,768/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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7 Fern Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs