$990K · 2 bed Detached · Berczy, Markham

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About this home

Rare Detached Bungalow with Double-Car Garage in Highly Desirable Berczy Village! An exceptional opportunity for downsizers, empty nesters, or those seeking the convenience of one-level living without sacrificing the privacy and space of a detached home. Thoughtfully refreshed and well maintained, this home offers a clean slate for its next owner to personalize and make their own. Features include a bright and spacious open-concept living and dining area with soaring ceilings, a cozy gas firepla…

Property details

MLS#

N13439462

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Natural Gas

Garage: 2-car Built-In
Garage spaces: 2
Parking: 4 total
Lot: 45 × 70
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: BUR OAK/MCCOWAN
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.73m × 6.7m
Main	Family Room	3.73m × 6.7m
Main	Kitchen	2.55m × 2.72m
Main	Breakfast	3.28m × 3.29m
Main	Primary Bedroom	3.38m × 4m
Main	Bedroom 2	3.11m × 3.31m

Level

Room

Dimensions

Main

Living Room

3.73m × 6.7m

Main

Family Room

3.73m × 6.7m

Main

Kitchen

2.55m × 2.72m

Main

Breakfast

3.28m × 3.29m

Main

Primary Bedroom

3.38m × 4m

Main

Bedroom 2

3.11m × 3.31m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $990,000✓ $5,564 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,305/mo

incl. closing costs (yr 1)

Annual total

$87,660

year 1

Mortgage only

$3,756/mo

principal + interest

Beyond mortgage

$1,735/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$198,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$464/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $45,069/yr

Property taxes25% $21,839/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,900/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,069	$3,756/mo
Government & taxes
Property tax	$5,564	$464/mo
Land transfer tax(closing)	$16,275	$1,356/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,900	$825/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,660	$7,305/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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41 Manorwood Drive

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