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$1.35M · 3 bed Detached · Central Newmarket, Newmarket | MyPropertyScout

$1,349,900

221 Prospect Street

32OwnerOccupied

Map

$1,349,900

DOM13days

221 Prospect Street

Newmarket · Ontario L3Y 3T8

MLS® N13437822 · Central Newmarket · L3Y 3T8

32OwnerOccupied2000-2500 ft²DetachedNone13d$600/ft²Lot 87.3 x 185 ft$5,430 tax/yrBuilt 1916110 yrs old

13 days on market

About this home

Own a piece of Newmarkets history with this enchanting 2-storey home, lovingly cared for and filled with charm at every turn. Sunshine streams through oversized windows, highlighting the original hardwood floors and soaring 9ft ceilings on the main level. The main floor offers the perfect layout and flow, featuring a custom kitchen with a walkout to the backyard, making entertaining effortless, a formal dining room opening up to the living room with oversized pocket doors to close it off if you…

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MyStreetValue™ Analysis

$1,145,555 – $1,344,525estimated range

Midpoint: $1,169,025

Property details

MLS#: N13437822
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Metal
Foundation: Unknown
Other structures: Shed
Property features: Fenced Yard, Hospital, Lake/Pond, Library, Park, Rec./Commun.Centre

Garage: None
Garage spaces: 0
Parking: 9 total
Lot: 87.25 × 185
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Wood · Porch
Fronting on: East
Cross street: Water/ Prospect
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Water Heater
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	2m × 2.7m
Main	Kitchen	5.4m × 4.7m
Main	Dining Room	4m × 3.75m
Main	Family Room	4m × 5m
Main	Living Room	4m × 6m
Upper	Bathroom	2.5m × 4m
Upper	Laundry	2m × 3.5m
Upper	Bedroom 3	4m × 3.6m
Upper	Bedroom 2	4m × 4.2m
Upper	Primary Bedroom	4m × 5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK CHAY REALTY

Source: TRREB/PROPTX · MLS® N13437822

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$1.35M

221 Prospect Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,349,900✓ $5,430 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,625/mo

incl. closing costs (yr 1)

Annual total

$115,505

year 1

Mortgage only

$5,121/mo

principal + interest

Beyond mortgage

$2,090/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$269,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$453/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$23,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $61,453/yr

Property taxes25% $28,903/yr

Utilities4% $4,950/yr

Insurance & security1% $1,600/yr

Maintenance12% $13,499/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$61,453	$5,121/mo
Government & taxes
Property tax	$5,430	$453/mo
Land transfer tax(closing)	$23,473	$1,956/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,499	$1,125/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$115,505	$9,625/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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221 Prospect Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs