$438K · 1+1 bed Condo Apartment · Cathedraltown, Markham

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About this home

Sun-filled 1+den south-facing suite by Monarch. This unit has been meticulously maintained & freshly painted. Featuring 9-foot ceilings and a modern aesthetic throughout. The open-concept living space boasts stainless steel appliances, granite countertops, and a stylish mosaic backsplash, with the living room walking out to a private balcony. The primary bedroom offers a spacious walk-in closet. All-new light fixtures in the suite add a fresh, contemporary touch. Recent upgrade includes A/C (2…

Property details

MLS#

N13437374

Status

Buy Now

Beds

1+1

Baths

1 full, 0 half

Size

600-699

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Park, Place Of Worship, School

Building name: Garden Court Condos
Condo corp #: 1273
Balcony: Open
Locker: Exclusive
Association amenities: Car Wash, Concierge, Party Room/Meeting Room, Visitor Parking
Fees include: Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Woodbine/Major MacKenzie
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Level	Room	Dimensions
Flat	Foyer	1.18m × 1.85m
Flat	Living Room	2.67m × 3.34m
Flat	Dining Room	3.43m × 3.34m
Flat	Kitchen	3.43m × 3.34m
Flat	Primary Bedroom	3.51m × 3.87m
Flat	Den	1.9m × 2.97m

Level

Room

Dimensions

Flat

Foyer

1.18m × 1.85m

Flat

Living Room

2.67m × 3.34m

Flat

Dining Room

3.43m × 3.34m

Flat

Kitchen

3.43m × 3.34m

Flat

Primary Bedroom

3.51m × 3.87m

Flat

Den

1.9m × 2.97m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $438,000✓ $2,212 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,179/mo

incl. closing costs (yr 1)

Annual total

$50,143

year 1

Mortgage only

$1,662/mo

principal + interest

Beyond mortgage

$1,622/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$184/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,380/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $19,940/yr

Property taxes15% $7,447/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,380/yr

Condo fees15% $7,717/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,940	$1,662/mo
Government & taxes
Property tax	$2,212	$184/mo
Land transfer tax(closing)	$5,235	$436/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,380	$365/mo
Condo fees
Condo / HOA fees	$7,717	$643/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,143	$4,179/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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