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$789K · 3+1 bed Detached · Sutton & Jackson's Point, Georgina | MyPropertyScout

$788,800

11 Hardwood Drive

3+13OwnerOccupied

Map

$788,800

B●●●○○DOM13days

11 Hardwood Drive

Georgina · Ontario L0E 1L0

MLS® N13436006 · Sutton & Jackson's Point · L0E 1L0

3+13OwnerOccupied1100-1500 ft²Detached1-car Attached13d$607/ft²Lot 50 x 105 ft< .50 ac$3,896 tax/yrBuilt 198541 yrs old

0% below market · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Rare Opportunity To Own A Legal Duplex Just Steps From The Lake, Complete With Access To A Private Residents' Only Membership Beach And Dock. This Property Features 3+1 Bedrooms And A Fully-Finished Basement With Separate Entrance To A Legal Apartment - Perfect For Multi-Generational Living Or Generating Rental Income. The Main Level Showcases A Renovated And Updated Modern Kitchen, Cozy Family Room With Wood-Burning Fireplace, And A Bright, Airy Sunroom/Sitting Area With Walk-Out To A Large Dec…

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Property details

MLS#: N13436006
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Lot features: Irregular Lot
Lot dimensions: 50 × 105

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed, Gazebo
Property features: Beach, Fenced Yard, Golf, Lake Access, Park, Public Transit

Fireplace features: Wood

View: Clear, Garden, Golf Course, Lake, Trees/Woods

Water view: Obstructive
Water body: Lake Simcoe

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Exterior: Vinyl Siding · Deck, Landscaped, Porch, Year Round Living
Fronting on: East
Cross street: Hardwood Dr & Metro Rd N
Basement: Apartment, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Auto Garage Door Remote, Floor Drain, Sump Pump, Water Heater, Water Heater Owned, Water Meter
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.35m × 4.11m
Main	Dining Room	2.9m × 2.9m
Main	Kitchen	2.43m × 2.74m
Main	Den	2.9m × 3.05m
Main	Sunroom	3.05m × 4.57m
Second	Bedroom	3.35m × 5.03m
Second	Bedroom	3.2m × 4.26m
Basement	Living Room	3.26m × 3.96m
Basement	Kitchen	3.05m × 3.26m
Basement	Bedroom	2.74m × 4.2m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: LPT REALTY

Source: TRREB/PROPTX · MLS® N13436006

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$789K

11 Hardwood Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $788,800✓ $3,896 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,900/mo

incl. closing costs (yr 1)

Annual total

$70,796

year 1

Mortgage only

$2,992/mo

principal + interest

Beyond mortgage

$1,428/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$157,760

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$325/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,888/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,251

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $35,910/yr

Property taxes23% $16,147/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,888/yr

Closing costs7% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,910	$2,992/mo
Government & taxes
Property tax	$3,896	$325/mo
Land transfer tax(closing)	$12,251	$1,021/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,888	$657/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,796	$5,900/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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11 Hardwood Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs