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$649K · 3 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$649,000

807 Cook Street

31OwnerOccupied

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$649,000

DOM14days

807 Cook Street

Innisfil · Ontario L9S 2J1

MLS® N13434496 · Rural Innisfil · L9S 2J1

31OwnerOccupied1100-1500 ft²Detached2-car Attached14d$499/ft²Lot 82.2 x 189 ft$4,021 tax/yrBuilt 195175 yrs old

14 days on market

About this home

This all brick side-split in Innisfil sits on a desirable double corner lot with a fenced side yard, second driveway, and plenty of room for a boat, trailer, extra vehicles, or recreational toys. The location is ideal for anyone looking for convenience and lifestyle, just minutes to the beach, close to shopping and everyday amenities, quick access to Highway 400, and a medical centre only 10 minutes away. The quiet street and wonderful neighbours make this an easy place to feel at home. Inside,…

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Property details

MLS#: N13434496
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1100-1500
Style: Sidesplit 3
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Fireplaces: 1
Fireplace features: Wood, Fireplace Insert

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 82.2 × 189
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Lockhart and 10th Line
Basement: Half, Partially Finished, Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Water Heater Owned
Parking features: Private

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Kitchen	3.8m × 6.76m
Main	Living Room	3.57m × 5.2m
Second	Primary Bedroom	3.54m × 3.65m
Second	Bedroom 2	3.12m × 4.1m
Second	Bedroom 3	3.12m × 3.54m
Basement	Family Room	3.35m × 7.01m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 B.J. Roth Realty Ltd.

Source: TRREB/PROPTX · MLS® N13434496

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$649K

807 Cook Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,000✓ $4,021 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,030/mo

incl. closing costs (yr 1)

Annual total

$60,363

year 1

Mortgage only

$2,462/mo

principal + interest

Beyond mortgage

$1,322/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$335/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,545/yr

Property taxes22% $13,476/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,490/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,545	$2,462/mo
Government & taxes
Property tax	$4,021	$335/mo
Land transfer tax(closing)	$9,455	$788/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,490	$541/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,363	$5,030/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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807 Cook Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs