$879K · 3 bed Detached · Sutton & Jackson's Point, Georgina

Loading neighbourhood intel…

About this home

Welcome to 4 Palmira Drive, the only 3 bedroom Bungaloft offered and saving you over $170,000 from the Builder's Price. Located in the brand new Hedge Road Landing community, a distinguished lakeside enclave located along the shores of Lake Simcoe and moments from the Briars Golf Club. Situated on a premium corner lot with the largest frontage in the community, this exceptional residence showcases the largest Bungaloft model available, offering approximately 2,454 sq ft of thoughtfully designed…

Property details

MLS#

N13432918

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2000-2500

Style

Bungaloft

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Campground, Golf, Lake Access, Marina, Park

Waterfront: Yes
Water view: Obstructive
Water body: Lake Simcoe
Water frontage: 260 ft
Shoreline: Rocky, Sandy
Waterfront features: Beach Front

Garage: 2-car Built-In
Garage spaces: 2
Parking: 4 total
Lot: 50 × 98.43
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Exterior: Brick · Year Round Living, Landscaped
Fronting on: North
Cross street: Blackriver Road to Stadacona Drive to Palmira
Basement: Unfinished, Full
Stories: —
Utilities: —
Laundry: —
Interior: On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump, Ventilation System, Water Heater, Central Vacuum, Storage, Rough-In Bath
Parking features: Private

Level	Room	Dimensions
Main	Great Room	4.58m × 8.69m
Main	Dining Room	4.58m × 8.69m
Main	Kitchen	2.68m × 4.98m
Main	Den	2.46m × 2.64m
Main	Primary Bedroom	4.02m × 5.49m
Main	Bedroom 2	3.53m × 3.57m
Upper	Loft	7.41m × 5.32m
Upper	Bedroom 3	3.91m × 5.35m

Level

Room

Dimensions

Main

Great Room

4.58m × 8.69m

Main

Dining Room

4.58m × 8.69m

Main

Kitchen

2.68m × 4.98m

Main

Den

2.46m × 2.64m

Main

Primary Bedroom

4.02m × 5.49m

Main

Bedroom 2

3.53m × 3.57m

Upper

Loft

7.41m × 5.32m

Upper

Bedroom 3

3.91m × 5.35m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $879,000✓ $6,621 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,761/mo

incl. closing costs (yr 1)

Annual total

$81,132

year 1

Mortgage only

$3,335/mo

principal + interest

Beyond mortgage

$1,797/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$175,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$552/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,016/yr

Property taxes25% $20,676/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,790/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,016	$3,335/mo
Government & taxes
Property tax	$6,621	$552/mo
Land transfer tax(closing)	$14,055	$1,171/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,790	$733/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,132	$6,761/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

4 Palmira Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs