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$1.04M · 4 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$1,045,000

641 Newlove Street

44Vacant

Map

$1,045,000

F●●●○○DOM14days

641 Newlove Street

Innisfil · Ontario L9S 0S3

MLS® N13432058 · Rural Innisfil · L9S 0S3

44Vacant2500-3000 ft²Detached2-car Attached14d$380/ft²Lot 46.2 x 97.5 ft< .50 ac$6,781 tax/yrBuilt 20233 yrs old

28% above market · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

EXECUTIVE 2025 FAMILY HOME ON A PREMIUM CORNER LOT JUST MINUTES TO LAKE SIMCOE, FEATURING LUXURY FINISHES & FUTURE-READY UPGRADES! Set in a quiet, executive neighbourhood, this 2025-built Mattamy Homes residence invites you into a lifestyle that blends calm everyday living with effortless access to everything you need. Mornings begin in the sun-filled, open-concept main level where the flow between kitchen, dining, and living spaces makes life feel easy and connected, whether you are enjoying a…

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Property details

MLS#: N13432058
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Beach, Golf, Lake Access, Lake/Pond, Other, Park

Fireplaces: 1
Fireplace features: Electric, Living Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 46.23 × 97.46
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Year Round Living
Fronting on: South
Cross street: 25th Side Rd/Lockhart Rd
Basement: Crawl Space, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Carpet Free, On Demand Water Heater, Water Softener, Water Treatment
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Source: TRREB/PROPTX · MLS® N13432058

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$1.04M

641 Newlove Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,045,000✓ $6,781 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,854/mo

incl. closing costs (yr 1)

Annual total

$94,249

year 1

Mortgage only

$3,964/mo

principal + interest

Beyond mortgage

$1,983/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$209,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$565/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $47,573/yr

Property taxes26% $24,156/yr

Utilities6% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,450/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$47,573	$3,964/mo
Government & taxes
Property tax	$6,781	$565/mo
Land transfer tax(closing)	$17,375	$1,448/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,450	$871/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$94,249	$7,854/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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641 Newlove Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs