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$2.65M · 5 bed Detached · Rural Richmond Hill, Richmond Hill | MyPropertyScout

$2,650,000

55 Gerden Drive

56Vacant

Map

$2,650,000

DOM14days

55 Gerden Drive

Richmond Hill · Ontario L4S 0H1

MLS® N13431858 · Rural Richmond Hill · L4S 0H1

56Vacant3500-5000 ft²Detached2-car Built-In14d$624/ft²Lot 41.1 x 120.3 ft$11,895 tax/yr

14 days on market

About this home

Situated in the highly sought after Richlands community, this exceptional residence represents a rare offering on the market combining luxury, scale, and functional design in one of the area's most desirable enclaves.Offering over 4,600 sq. ft. of above grade living space plus a walkout basement, this double car garage home showcases refined craftsmanship with hardwood flooring throughout and an outstanding layout rarely found in today's market.The thoughtfully designed lower level features 9' c…

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Property details

MLS#: N13431858
Status: Buy Now
Beds: 5
Baths: 6 full, 0 half
Size: 3500-5000
Style: 3-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Garage: 2-car Built-In
Garage spaces: 2
Parking: 4 total
Lot: 41.08 × 120.27
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Leslie St & Elgin Mills Rd
Basement: Walk-Out, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® N13431858

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$2.65M

55 Gerden Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,650,000✓ $11,895 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$18,757/mo

incl. closing costs (yr 1)

Annual total

$225,090

year 1

Mortgage only

$10,053/mo

principal + interest

Beyond mortgage

$3,852/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$530,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$991/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$26,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$52,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $120,639/yr

Property taxes29% $64,620/yr

Utilities3% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $26,500/yr

Closing costs2% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$120,639	$10,053/mo
Government & taxes
Property tax	$11,895	$991/mo
Land transfer tax(closing)	$52,725	$4,394/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$26,500	$2,208/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$225,090	$18,757/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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55 Gerden Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs