$889K · 4+1 bed Detached · Huron Heights-Leslie Valley, Newmarket

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715 Irwin Crescent

Newmarket · Ontario L3Y 5A4

MLS® N13430964 · Huron Heights-Leslie Valley · L3Y 5A4

4+15Vacant1500-2000 ft²Detached1-car Built-In14d$508/ft²Lot 40 x 112.5 ft$5,261 tax/yr

11% below market · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Incredible Opportunity To Own This Beautiful Completely Renovated 4+1 Bedroom ,2 Kitchen Detached House . Updated Electric Box .Gas Stove Main Floor Finished Basement With Separated Entrance. Deep Wide Lot Located On Quiet Crescent. Close To School, Transit, Shops, South Lake Hospital, Hwy 404, Go Transit, Park ,Library, Shopping Centre and Costco. Property Face to Future New Park

Property details

MLS#

N13430964

Status

Buy Now

Beds

4+1

Baths

5 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Hospital, Public Transit, School

Garage: 1-car Built-In
Garage spaces: 1
Parking: 5 total
Lot: 40 × 112.5
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: North
Cross street: Davis/Patterson
Basement: Finished, Separate Entrance, Apartment
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $889,000✓ $5,261 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,676/mo

incl. closing costs (yr 1)

Annual total

$80,107

year 1

Mortgage only

$3,373/mo

principal + interest

Beyond mortgage

$1,657/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$177,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$438/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,471/yr

Property taxes24% $19,516/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,890/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,471	$3,373/mo
Government & taxes
Property tax	$5,261	$438/mo
Land transfer tax(closing)	$14,255	$1,188/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,890	$741/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,107	$6,676/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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715 Irwin Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

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Annual costs