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$519K · 2 bed Detached · Lefroy, Innisfil | MyPropertyScout

$519,000

972 Gilmore Avenue

21OwnerOccupied

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$519,000

DOM14days

972 Gilmore Avenue

Innisfil · Ontario L0L 1W0

MLS® N13430354 · Lefroy · L0L 1W0

21OwnerOccupied700-1100 ft²DetachedNone14d$577/ft²Lot 59.9 x 185.1 ft$2,876 tax/yr

14 days on market

About this home

Welcome to this charming 2-bedroom, 1-bath home offering approximately 900 sq. ft. of living space on a quiet dead-end street in the desirable hamlet of Lefroy. Featuring a brand-new kitchen just installed, this home is ready for its next owner to add their own personal style and finishing touches.Ideally located just minutes from the shores of Lake Simcoe, three marinas, local restaurants, parks, and recreational amenities, you'll enjoy the best of small-town living with shopping and everyday c…

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Property details

MLS#: N13430354
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block
Property features: Rec./Commun.Centre, Marina, Park

Fireplace features: Natural Gas

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 59.91 × 185.06
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: KILLARNEY BEACH ROAD TO LORNE TO GILMORE
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.96m × 5.18m
Main	Kitchen	3.36m × 3.38m
Main	Primary Bedroom	3.96m × 2.46m
Main	Bedroom 2	3.36m × 2.46m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: COLDWELL BANKER THE REAL ESTATE CENTRE

Source: TRREB/PROPTX · MLS® N13430354

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$519K

972 Gilmore Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,000✓ $2,876 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,101/mo

incl. closing costs (yr 1)

Annual total

$49,208

year 1

Mortgage only

$1,969/mo

principal + interest

Beyond mortgage

$1,102/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$240/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $23,627/yr

Property taxes20% $9,731/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,190/yr

Closing costs10% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,627	$1,969/mo
Government & taxes
Property tax	$2,876	$240/mo
Land transfer tax(closing)	$6,855	$571/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,190	$433/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,208	$4,101/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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972 Gilmore Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs