$420K · 1 bed Condo Apartment · Cathedraltown, Markham

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About this home

WOW! Great Value!! ** Impeccable, Modern, Low-Rise Condo with HUGE (almost 200 sf) terrace overlooking Greenspace. ** 559 sq ft of Sleek Finishes & Smooth 9' Ceilings thru'out. ** Freshly Painted for you, Inside (Aug/25) and Out (Sept/25) ** Generous-sized Bdrm easily fits Queen bed & more; awash in natural light thru one of two walkouts to Terrace ** Quiet, convenient bldg & location is an oasis in the heart of this European-Inspired Community. Close to amenities yet near Hwys 404 & 407 for qu…

Property details

MLS#

N13430276

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

500-599

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Greenbelt/Conservation, Place Of Worship, Public Transit, School

View: Trees/Woods

Building name: GARDEN COURT CONDOS
Condo corp #: 1273
Balcony: Terrace
Locker: Owned
Association amenities: Bike Storage, Car Wash, Concierge, Party Room/Meeting Room, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Backs On Green Belt, Lawn Sprinkler System
Fronting on: —
Cross street: Victoria Sq Blvd & Betty Roman Blvd
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Separate Heating Controls, Storage Area Lockers, Water Heater Owned
Parking features: Underground

Level	Room	Dimensions
Flat	Kitchen	2.87m × 3.25m
Flat	Dining Room	1.32m × 2.1m
Flat	Living Room	3.07m × 3.35m
Flat	Bedroom	3.05m × 4.06m

Level

Room

Dimensions

Flat

Kitchen

2.87m × 3.25m

Flat

Dining Room

1.32m × 2.1m

Flat

Living Room

3.07m × 3.35m

Flat

Bedroom

3.05m × 4.06m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $420,000✓ $2,009 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,968/mo

incl. closing costs (yr 1)

Annual total

$47,611

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,510/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$84,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$167/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $19,120/yr

Property taxes14% $6,884/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,200/yr

Condo fees14% $6,747/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,120	$1,593/mo
Government & taxes
Property tax	$2,009	$167/mo
Land transfer tax(closing)	$4,875	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,200	$350/mo
Condo fees
Condo / HOA fees	$6,747	$562/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,611	$3,968/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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