$2.79M · 5+1 bed Detached · Huron Heights-Leslie Valley, Newmarket

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About this home

***Welcome to 92 Howard Rd, Newmarket*** Over 5.000 Sq.FT. of finished living space. Stunning new 2-storey home, finished basement, separate walk up to yard on a 50X198 Foot fenced lot. Open concept kitchen area, with Island, Island sink, double sink, undermount and cabinet lighting, stainless steel appliances, Quarts counters and back splash, walk-in pantry with built in shelves and cabinets, Living room with gas fireplace, Dining room, Formal Den, premium doors, trim, crown moldings, pot ligh…

Property details

MLS#

N13430064

Status

Buy Now

Beds

5+1

Baths

7 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Place Of Worship, Public Transit, Hospital, Park, School

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 50 × 197.97
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: West
Cross street: Leslie/Davis Dr/HWY404
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Central Vacuum, In-Law Capability, On Demand Water Heater, Ventilation System, Air Exchanger, Carpet Free
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	4.877m × 5.741m
Main	Breakfast	4.877m × 5.741m
Main	Living Room	4.877m × 5.118m
Main	Dining Room	4.496m × 5.118m
Main	Den	3.048m × 3.301m
Ground	Laundry	2.121m × 2.629m
Ground	Mud Room	2.286m × 3.81m
Second	Primary Bedroom	4.636m × 5.741m
Second	Bedroom 2	3.797m × 4.572m
Second	Bedroom 3	3.658m × 3.658m
Second	Bedroom 4	3.937m × 4.145m
Second	Bedroom 5	3.48m × 3.658m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,788,900✓ $0 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$18,628/mo

incl. closing costs (yr 1)

Annual total

$223,540

year 1

Mortgage only

$10,580/mo

principal + interest

Beyond mortgage

$2,907/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$557,780

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$27,889/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$56,198

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)57% $126,963/yr

Property taxes25% $56,198/yr

Utilities3% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $27,889/yr

Closing costs2% $5,100/yr

Mortgage is 57% of your true cost of ownership. The other 43% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$126,963	$10,580/mo
Government & taxes
Land transfer tax(closing)	$56,198	$4,683/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$27,889	$2,324/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$223,540	$18,628/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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92 Howard Road

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Annual costs