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$2.30M · 4 bed Detached · Bayview Hill, Richmond Hill | MyPropertyScout

$2,300,000

92 Giardina Crescent

45OwnerOccupied

Map

$2,300,000

DOM15days

92 Giardina Crescent

Richmond Hill · Ontario L4B 0G1

MLS® N13429082 · Bayview Hill · L4B 0G1

45OwnerOccupied3000-3500 ft²Detached2-car Built-In15d$708/ft²Lot 40.1 x 95.2 ft$11,630 tax/yrBuilt 201511 yrs old

15 days on market

About this home

Nestled in the highly sought-after Bayview Hill community, this elegant and spacious residence offers 4 generous ensuite bdrms, providing ultimate comfort and privacy for the whole family. Featuring 10' ceilings on the main floor and 9' ceilings on the 2/F & bsmt, the home showcases a bright and airy open feel. Sparkling crystal chandeliers and stylish pot lights throughout create a warm and sophisticated ambiance. The elegant iron picket staircase adds timeless architectural charm. The modern g…

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Property details

MLS#: N13429082
Status: Buy Now
Beds: 4
Baths: 5 full, 0 half
Size: 3000-3500
Style: 3-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 2-car Built-In
Garage spaces: 2
Parking: 4 total
Lot: 40.07 × 95.24
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone · Deck
Fronting on: South
Cross street: Major Mackenzie Dr. and Leslie St
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Dining Room	3.5m × 5.48m
Main	Kitchen	3.78m × 5.47m
Main	Family Room	3.49m × 5.17m
Second	Primary Bedroom	3.8m × 5.48m
Second	Bedroom 2	3.95m × 4.84m
Second	Bedroom 3	3.46m × 3.96m
Third	Living Room	4.43m × 5.46m
Third	Bedroom 4	3.65m × 3.74m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KW Living Realty

Source: TRREB/PROPTX · MLS® N13429082

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$2.30M

92 Giardina Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,300,000✓ $11,630 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$16,317/mo

incl. closing costs (yr 1)

Annual total

$195,801

year 1

Mortgage only

$8,725/mo

principal + interest

Beyond mortgage

$3,468/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$460,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$969/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$23,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$43,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $104,706/yr

Property taxes28% $55,605/yr

Utilities3% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $23,000/yr

Closing costs3% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$104,706	$8,725/mo
Government & taxes
Property tax	$11,630	$969/mo
Land transfer tax(closing)	$43,975	$3,665/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$23,000	$1,917/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$195,801	$16,317/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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92 Giardina Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs