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$1.63M · 4+2 bed Detached · Lefroy, Innisfil | MyPropertyScout

$1,629,000

1409 Lormel Gate Avenue

4+24TenantOccupied

Map

$1,629,000

DOM15days

1409 Lormel Gate Avenue

Innisfil · Ontario L0L 1W0

MLS® N13427582 · Lefroy · L0L 1W0

4+24TenantOccupied3500-5000 ft²Detached2-car Attached15d$383/ft²Lot 59.8 x 98.4 ft$6,991 tax/yr

15 days on market

About this home

Gorgeous Stunning 6 Bedroom Home In The Sought-After Neighborhood Of Innisfil. Features High-Quality Finishes Throughout The Entire House. Perfect Open-Concept Layout With Large Windows, Very Bright House. Spacious 4 Bedrooms. Main Bedroom Is Like A Retreat With A Stunning Huge En-Suite Washroom With Upgraded Finishes (Vanity, Faucets, Showers, And Heated Floors In The En-Suite Washroom). Approximately $200K Spent On Upgrades. Corner Lot With A Huge Backyard And Walk-Out Basement. Basement Has A…

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Property details

MLS#: N13427582
Status: Buy Now
Beds: 4+2
Baths: 4 full, 0 half
Size: 3500-5000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Brick, Concrete, Stone

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 59.75 × 98.43
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: North
Cross street: Green St / Lormel Gate Ave
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Built-In Oven, Carpet Free
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL STAR REALTY INC.

Source: TRREB/PROPTX · MLS® N13427582

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$1.63M

1409 Lormel Gate Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,629,000✓ $6,991 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,652/mo

incl. closing costs (yr 1)

Annual total

$139,826

year 1

Mortgage only

$6,180/mo

principal + interest

Beyond mortgage

$2,593/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$325,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$583/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$16,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$29,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $74,159/yr

Property taxes26% $36,046/yr

Utilities5% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $16,290/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$74,159	$6,180/mo
Government & taxes
Property tax	$6,991	$583/mo
Land transfer tax(closing)	$29,055	$2,421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$16,290	$1,358/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$139,826	$11,652/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1409 Lormel Gate Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs