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$700K · 4 bed Detached · Churchill, Innisfil | MyPropertyScout

$699,999

2233 4th Line

43OwnerOccupied

Map

$699,999

DOM16days

2233 4th Line

Innisfil · Ontario L0L 1K0

MLS® N13421354 · Churchill · L0L 1K0

43OwnerOccupied2000-2500 ft²Detached2-car Detached16d$311/ft²Lot 259.2 x 105.1 ft< .50 ac$6,400 tax/yrBuilt 198541 yrs old

16 days on market

About this home

Charming & Versatile 4-Bedroom Home with Commercial Potential! Welcome to this stunning 4-bedroom, 3-bathroom home that blends rustic charm with modern convenience, offering endless possibilities for both residential and commercial use. Ideally located in a high-traffic yet peaceful area, this property is perfect for families, entrepreneurs, or investors looking for a unique space to call home or establish a business.Stepping inside, you'll be greeted by warm, rustic features that add character…

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Property details

MLS#: N13421354
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: 2-car Detached
Garage spaces: 2
Parking: 10 total
Lot: 259.24 × 105.1
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: 4th Line & Yonge Street
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Water Softener, Water Heater Owned, Sump Pump
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS EXPERIENCE REALTY

Source: TRREB/PROPTX · MLS® N13421354

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$700K

2233 4th Line · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,999✓ $6,400 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,616/mo

incl. closing costs (yr 1)

Annual total

$67,392

year 1

Mortgage only

$2,656/mo

principal + interest

Beyond mortgage

$1,629/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$140,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$533/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $31,867/yr

Property taxes25% $16,875/yr

Utilities7% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,000/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,867	$2,656/mo
Government & taxes
Property tax	$6,400	$533/mo
Land transfer tax(closing)	$10,475	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,000	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,392	$5,616/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2233 4th Line

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs