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$550K · 2 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$549,900

1061 2nd Line

21OwnerOccupied

Map

Waterfront

$549,900

DOM16days

1061 2nd Line

Innisfil · Ontario L0L 1R0

MLS® N13419222 · Rural Innisfil · L0L 1R0

21OwnerOccupied700-1100 ft²DetachedNone16d$611/ft²Lot 40 x 133.5 ft< .50 ac$2,578 tax/yrBuilt 195175 yrs old

16 days on market

About this home

Welcome to this charming detached bungalow offering comfortable, easy-maintenance living in a desirable lakeside community. This 2 bedroom, 1 bathroom home features a cozy gas fireplace that efficiently heats the entire home, creating a warm and inviting atmosphere throughout the year. Step outside to enjoy the fully fenced backyard, perfect for pets, children, gardening, or outdoor entertaining. A spacious 10' x 12' storage shed provides ample room for tools, seasonal items, and recreational eq…

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Property details

MLS#: N13419222
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete Block
Other structures: Shed
Property features: Beach, Cul de Sac/Dead End, Fenced Yard, Lake Access, Marina, School Bus Route

Fireplaces: 1

View: Lake

Waterfront: Yes
Water view: Obstructive
Water body: Lake Simcoe
Water frontage: 100 ft
Shoreline: Clean
Waterfront features: Boat Launch, Waterfront-Deeded Access

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 40 × 133.5
Heating: Baseboard
Heating fuel: Electric
Cooling: Window Unit(s)
Pool: No
Exterior: Board & Batten, Wood · Deck
Fronting on: South
Cross street: 2nd Line & Limericks St.
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ALL-STARS REALTY INC.

Source: TRREB/PROPTX · MLS® N13419222

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$550K

1061 2nd Line · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $2,578 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,187/mo

incl. closing costs (yr 1)

Annual total

$50,248

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,020/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$215/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $25,034/yr

Property taxes20% $10,051/yr

Utilities6% $2,964/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,499/yr

Closing costs10% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$2,578	$215/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,248	$4,187/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1061 2nd Line

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs