$799K · 1+1 bed Detached · Sutton & Jackson's Point, Georgina

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About this home

A Truly Exceptional Lakefront Residence, Where The Water Becomes Your Backyard And Every Day Begins With An Unforgettable View. Set Directly On The Shores Of Lake Simcoe, This Renovated Lake House Above A Wet Slip Boathouse Offers A Rare Opportunity To Live Quite Literally Over The Water, Blending The Charm Of A Lakeside Retreat With The Comfort Of Year-Round Living.Above, The Thoughtfully Designed Living Quarters Feature A Bright 1+1 Bedroom Layout Enhanced By A Striking Three-Sided Gas Firepla…

Property details

MLS#

N13419094

Status

Buy Now

Beds

1+1

Baths

1 full, 0 half

Size

1100-1500

Style

Other

Type

Detached

Year built

—

Roof: Flat
Foundation: Steel Frame
Other structures: Shed
Property features: Beach, Golf, Marina, Park, Public Transit, School

View: Lake

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Water frontage: 29.6 ft
Shoreline: Clean, Mixed
Waterfront features: Waterfront-Deeded

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 82.27 × 97.82
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Exterior: Vinyl Siding · Deck, Year Round Living, Fishing
Fronting on: South
Cross street: Lake Dr E & Malone Rd
Basement: Finished, Separate Entrance, Full
Stories: —
Utilities: —
Laundry: —
Interior: Water Softener
Parking features: Available

Level	Room	Dimensions
Main	Foyer	1.63m × 2.5m
Main	Den	3.55m × 4.21m
Main	Kitchen	3.78m × 4.96m
Main	Living Room	3.62m × 4.27m
Main	Dining Room	2.33m × 4.27m
Main	Bedroom	3.17m × 4.21m
Lower	Recreation	3.95m × 6.16m
Lower	Utility Room	2.32m × 4.19m
Lower	Utility Room	1.82m × 1.83m
Lower	Utility Room	2.15m × 3.1m

Level

Room

Dimensions

Main

Foyer

1.63m × 2.5m

Main

Den

3.55m × 4.21m

Main

Kitchen

3.78m × 4.96m

Main

Living Room

3.62m × 4.27m

Main

Dining Room

2.33m × 4.27m

Main

Bedroom

3.17m × 4.21m

Lower

Recreation

3.95m × 6.16m

Lower

Utility Room

2.32m × 4.19m

Lower

Utility Room

1.82m × 1.83m

Lower

Utility Room

2.15m × 3.1m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,000✓ $3,300 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,914/mo

incl. closing costs (yr 1)

Annual total

$70,971

year 1

Mortgage only

$3,031/mo

principal + interest

Beyond mortgage

$1,387/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$275/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $36,374/yr

Property taxes22% $15,755/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,990/yr

Closing costs7% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,374	$3,031/mo
Government & taxes
Property tax	$3,300	$275/mo
Land transfer tax(closing)	$12,455	$1,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,990	$666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,971	$5,914/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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55 Malone Road

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