$1.26M · 4+1 bed Detached · Rural Innisfil, Innisfil

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About this home

Welcome To Your Own Private Oasis In The Heart Of Alcona, Innisfil. This Masterfully Redesigned 4-Bedroom, 4-Bathroom Detached Residence Offers Over 2,700 Square Feet Of Sophisticated Living Space, Perfectly Situated On A Premium 42 X 125-Foot Lot. No Detail Has Been Overlooked In This Complete Reimagining, Blending Contemporary Luxury With Everyday Functionality. Step Through The Grand Entrance To Discover An Open-Concept Layout Defined By Expansive Principal Rooms And High-End Finishes. The Ma…

Property details

MLS#

N13418930

Status

Buy Now

Beds

4+1

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Unknown
Foundation: Unknown

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 41.99 × 124.67
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: 6th Line / 20th Sideroad
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Dining Room	5.47m × 5.44m
Main	Family Room	5.18m × 4.09m
Main	Kitchen	4.48m × 2.98m
Main	Breakfast	4.47m × 2.82m
Upper	Primary Bedroom	5.78m × 5.81m
Upper	Bedroom 2	3.46m × 4.09m
Upper	Bedroom 3	3.52m × 3.56m
Upper	Bedroom 4	3.26m × 3.26m
Upper	Laundry	2.43m × 1.62m
Lower	Kitchen	5.17m × 4.07m
Lower	Family Room	2.52m × 3.02m
Lower	Bedroom	4.47m × 2.7m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,258,000✓ $6,044 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,133/mo

incl. closing costs (yr 1)

Annual total

$109,598

year 1

Mortgage only

$4,772/mo

principal + interest

Beyond mortgage

$2,099/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$251,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$504/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,580/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,635

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $57,270/yr

Property taxes25% $27,679/yr

Utilities5% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,580/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$57,270	$4,772/mo
Government & taxes
Property tax	$6,044	$504/mo
Land transfer tax(closing)	$21,635	$1,803/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,580	$1,048/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$109,598	$9,133/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1315 Stevens Road

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Property details

Additional listing data

Rooms

Sales History

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Annual costs