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$820K · 3 bed Att/Row/Townhouse · Summerhill Estates, Newmarket | MyPropertyScout

$819,800

231 Denise Circle

33OwnerOccupied

Map

$819,800

A●●●○○DOM17days

231 Denise Circle

Newmarket · Ontario L3X 2K2

MLS® N13416758 · Summerhill Estates · L3X 2K2

33OwnerOccupied1100-1500 ft²Att/Row/Townhouse1-car Built-In17d$631/ft²Lot 19.7 x 109.9 ft$4,093 tax/yr

12% below market · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

This well-maintained Townhome Located in Demanded South Summerhill Location! Within walking distance to schools, parks, trails, and amenities along Yonge Street. offers a functional open-concept main floor with combined living and dining areas.kitchen featuring new countertops, breakfast area, and walk-out to backyard - ideal for everyday living and entertaining. The second floor features a spacious primary bedroom with an ensuite bath, plus two very bright west-facing bedrooms filled with natur…

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Property details

MLS#: N13416758
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Park, Public Transit

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 19.69 × 109.91
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Clearmeadow&Denise
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Living Room	3.05m × 7.62m
Ground	Dining Room	3.05m × 7.62m
Ground	Kitchen	2.44m × 7.49m
Second	Primary Bedroom	3.96m × 4.57m
Second	Bedroom 2	2.74m × 3.35m
Second	Bedroom 3	2.74m × 3.35m
Basement	Recreation	4m × 7.5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMETRADE REALTY INC.

Source: TRREB/PROPTX · MLS® N13416758

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$820K

231 Denise Circle · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $819,800✓ $4,093 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,111/mo

incl. closing costs (yr 1)

Annual total

$73,334

year 1

Mortgage only

$3,110/mo

principal + interest

Beyond mortgage

$1,470/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$163,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$341/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,198/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,871

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $37,321/yr

Property taxes23% $16,964/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,198/yr

Closing costs7% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$37,321	$3,110/mo
Government & taxes
Property tax	$4,093	$341/mo
Land transfer tax(closing)	$12,871	$1,073/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,198	$683/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,334	$6,111/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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231 Denise Circle

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs