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$898K · 3 bed Condo Townhouse · North Richvale, Richmond Hill | MyPropertyScout

$898,000

Unit 176

22 DOM

3322d

Map

⚡ Insider Deal

DOM 22

Fixer Upper

$898,000

F●●●○○DOM22days

Unit 176

190 Harding Boulevard · Richmond Hill · Ontario L4C 0J9

MLS® N13414128 · North Richvale · L4C 0J9

33OwnerOccupied1400-1599 ft²Condo Townhouse1-car Built-In22d$599/ft²$3,899 tax/yr

26% above market · 22 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Immaculately maintained, clean 2-storey townhouse condo in the heart of Richmond Hill, located in the prestigious Pepperhill community by Acorn 1577sq ft. plus a partially finished basement with a roughed in basement. Features an open-concept living and dining room with 9' ceilings, pot lights, beautifully renovated eat-in kitchen with new Quartz counters, Stainless Steel appliances and a spacious living room/ Dining room with a gas fireplace. Security System/Alarm, Central Vac, Furnace features…

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Property details

MLS#: N13414128
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1400-1599
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 880
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Water Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Yonge and Harding
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Rough-In Bath
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.41m × 5.45m
Main	Living Room	3.06m × 5.25m
Main	Dining Room	3.06m × 3.55m
Second	Primary Bedroom	5.44m × 3.6m
Second	Bedroom 2	3.99m × 2.81m
Second	Bedroom 3	2.63m × 3.92m
Main	Foyer	2.38m × 2.26m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK YORK GROUP REALTY LTD.

Source: TRREB/PROPTX · MLS® N13414128

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$898K

Unit 176 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $898,000✓ $3,899 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,169/mo

incl. closing costs (yr 1)

Annual total

$86,030

year 1

Mortgage only

$3,407/mo

principal + interest

Beyond mortgage

$2,101/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$325/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $40,881/yr

Property taxes21% $18,334/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,980/yr

Condo fees8% $7,175/yr

Closing costs6% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,881	$3,407/mo
Government & taxes
Property tax	$3,899	$325/mo
Land transfer tax(closing)	$14,435	$1,203/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,980	$748/mo
Condo fees
Condo / HOA fees	$7,175	$598/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$86,030	$7,169/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 176

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs