$1.16M · 4 bed Detached · Rural Innisfil, Innisfil

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About this home

Welcome to this exceptional newer Bungalow Loft, $$$ Spent on elegantly upgrades and modern design. Ideally located in a sought-after, mature neighborhood in the heart of downtown Innisfil. Set on a generous 49+ft premium lot with approximately 3,000 sqft above-grade living space, this rare floorplan offers unmatched flexibility. Designed for two lifestyles in one home: For retirees or empty nesters: All main-floor living with two bedrooms, a full bath, laundry, and open concept kitchen/living a…

Property details

MLS#

N13410078

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2500-3000

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 49.3 × 114.91
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Brick
Fronting on: South
Cross street: 7th Line and Webster Blvd.
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Auto Garage Door Remote
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.95m × 3.9m
Main	Dining Room	3.75m × 4.36m
Main	Kitchen	3.4m × 3.75m
Main	Breakfast	3m × 3.75m
Main	Family Room	4.2m × 5m
Main	Primary Bedroom	4.55m × 5.23m
Main	Bedroom 2	3.6m × 3.65m
Main	Laundry	1.71m × 2.32m
Upper	Bedroom 3	3.62m × 5.3m
Upper	Bedroom 4	3.15m × 4.05m
Upper	Office	2.41m × 4.26m
Basement	Exercise Room	—
Basement	Recreation	—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,159,000✓ $6,841 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,577/mo

incl. closing costs (yr 1)

Annual total

$102,919

year 1

Mortgage only

$4,397/mo

principal + interest

Beyond mortgage

$2,083/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$231,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$570/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$19,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $52,763/yr

Property taxes26% $26,496/yr

Utilities5% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,590/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$52,763	$4,397/mo
Government & taxes
Property tax	$6,841	$570/mo
Land transfer tax(closing)	$19,655	$1,638/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,590	$966/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$102,919	$8,577/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1486 Broderick Street

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Property details

Rooms

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Annual costs