$1.18M · 3+1 bed Detached · Bristol-London, Newmarket

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230 Sheffield Street

Newmarket · Ontario L3Y 5X6

MLS® N13247548 · Bristol-London · L3Y 5X6

3+13OwnerOccupied1500-2000 ft²Detached1-car Attached20d$674/ft²Lot 63.2 x 120 ft$5,555 tax/yr

16% above market · 20 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Gorgeous 3+1 Bed Home In One Of Newmarket' s More Desirable Family Neighborhoods. Quiet Residential St. Home Shows Beautifully. Laminate throughout, Open Concept Kitchen, Finished basement & family Rm With Wood Fireplace. Smart thermostat, Outdoor Cameras In Front & Back, Pot Lights Outside Illuminating Outside Of The House. Fully Landscaped B/Yard, Patio & Deck To Enjoy Summer Bbqs.

Property details

MLS#

N13247548

Status

Buy Now

Beds

3+1

Baths

3 full, 0 half

Size

1500-2000

Style

Backsplit 4

Type

Detached

Year built

—

Roof: Shingles
Foundation: Other

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 63.23 × 120
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Yonge & Davis Dr
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,180,000✓ $5,555 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,532/mo

incl. closing costs (yr 1)

Annual total

$102,379

year 1

Mortgage only

$4,477/mo

principal + interest

Beyond mortgage

$1,924/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$236,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$463/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $53,719/yr

Property taxes25% $25,630/yr

Utilities4% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance12% $11,800/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$53,719	$4,477/mo
Government & taxes
Property tax	$5,555	$463/mo
Land transfer tax(closing)	$20,075	$1,673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,800	$983/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$102,379	$8,532/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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230 Sheffield Street

About this home

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Property details

Additional listing data

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Annual costs