$540K · 2 bed Condo Apartment · Central Newmarket, Newmarket

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About this home

High Demand Building * Spacious 2 Bedroom & Bath "The Janice" model * LR & DR Open Concept * Updated Features include Engineered Hardwood floors & All Unit Doors * Updated White Kitchen w/ Built-In Pantry * SS Fridge, SS Stove & SS Microwave * Walkout to a Large West Facing Balcony * Updated Bathroom * Ensuite Laundry & Storage Rm + Locker in Basement * Underground Parking * Accessible Building W/Party, Exercise & Billiard Rms, Library, Workshop & Lots of Guest Parking * Lovely Gardens & Gazeb…

Property details

MLS#

N13247410

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

900-999

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Clear View, Electric Car Charger, Park, Public Transit

View: Clear

Condo corp #: 3
Balcony: Open
Locker: Ensuite+Common
Association amenities: Bike Storage, Elevator, Exercise Room, Game Room, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Yonge St. and Mulock Drive
Basement: None
Stories: 10
Utilities: —
Laundry: Ensuite
Interior: Auto Garage Door Remote, Carpet Free, Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,900✓ $3,949 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,737/mo

incl. closing costs (yr 1)

Annual total

$56,845

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$1,624/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$329/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $24,579/yr

Property taxes20% $11,222/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,399/yr

Condo fees11% $6,485/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,579	$2,048/mo
Government & taxes
Property tax	$3,949	$329/mo
Land transfer tax(closing)	$7,273	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,399	$450/mo
Condo fees
Condo / HOA fees	$6,485	$540/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,845	$4,737/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs