$725K · 3 bed Detached · Belhaven, Georgina

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About this home

This unique property offers a rare opportunity to own a piece of history combined with extensive modern mechanical upgrades. Situated on a sprawling 1/3 acre measuring approximately 70' x 220', the residence is a charming 1870 log home featuring a 1.5-storey layout with additions. The home has been meticulously maintained, boasting a newer drilled well (2018), 200-amp electrical service, & comprehensive water treatment system including a softener (2020) & owned electric water heater (2023). Sign…

Property details

MLS#

N13246426

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Stone
Property features: School Bus Route, Fenced Yard

Fireplace features: Natural Gas

Garage: None
Garage spaces: 0
Parking: 10 total
Lot: 70.03 × 227.09
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: WARDEN & POLLOCK
Basement: Half
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned, Water Softener
Parking features: Private, Circular Drive

Level	Room	Dimensions
Main	Dining Room	2.75m × 4.3m
Main	Office	2.72m × 2.76m
Main	Kitchen	4.32m × 4.68m
Main	Breakfast	2.18m × 3.71m
Main	Family Room	3.83m × 4.77m
Main	Living Room	3.86m × 4.54m
Main	Primary Bedroom	2.99m × 3.98m
Upper	Bedroom 2	3.37m × 3.37m
Upper	Bedroom 3	3.16m × 3.42m
Main	Foyer	2.15m × 2.97m

Level

Room

Dimensions

Main

Dining Room

2.75m × 4.3m

Main

Office

2.72m × 2.76m

Main

Kitchen

4.32m × 4.68m

Main

Breakfast

2.18m × 3.71m

Main

Family Room

3.83m × 4.77m

Main

Living Room

3.86m × 4.54m

Main

Primary Bedroom

2.99m × 3.98m

Upper

Bedroom 2

3.37m × 3.37m

Upper

Bedroom 3

3.16m × 3.42m

Main

Foyer

2.15m × 2.97m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $724,900✓ $3,205 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,471/mo

incl. closing costs (yr 1)

Annual total

$65,657

year 1

Mortgage only

$2,750/mo

principal + interest

Beyond mortgage

$1,349/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$144,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$267/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $33,001/yr

Property taxes22% $14,178/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,249/yr

Closing costs8% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,001	$2,750/mo
Government & taxes
Property tax	$3,205	$267/mo
Land transfer tax(closing)	$10,973	$914/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,249	$604/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,657	$5,471/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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24082 Warden Avenue

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Annual costs