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$778K · 4 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$778,000

3273 Cove Avenue

42OwnerOccupied

Map

⚡ Insider Deal

Estate Sale

$778,000

B●●●○○DOM20days

3273 Cove Avenue

Innisfil · Ontario L9S 2K7

MLS® N13246058 · Rural Innisfil · L9S 2K7

42OwnerOccupied1500-2000 ft²Detached1-car Detached20d$445/ft²Lot 60 x 221 ft$3,688 tax/yr

5% below market · 20 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Discover detached 2-storey home nestled in a peaceful neighborhood. Short walk to Lake Simcoe. Home features 4 bedrooms providing plenty of room for large families or visiting guests. The functional layout includes a welcoming spacious living and dining areas, and eat-in kitchen with views of the long backyard. Step outside to the true highlight of this property - a huge private lot filled with natural beauty. The backyard is adorned with growing apple and pear trees, creating a serene and fruit…

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Property details

MLS#: N13246058
Status: Buy Now
Beds: 4
Baths: 2 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: 1-car Detached
Garage spaces: 1
Parking: 5 total
Lot: 60 × 221
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: Mapleview Dr/25th Side Rd
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.2m × 4.9m
Main	Dining Room	2.3m × 5.6m
Main	Kitchen	3.2m × 4.7m
Main	Bedroom 4	3.13m × 3.5m
Main	Bedroom 3	2.33m × 3.15m
Second	Bedroom 2	2.72m × 4.42m
Second	Primary Bedroom	3.62m × 6.22m
Second	Laundry	1.6m × 1.8m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® N13246058

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$778K

3273 Cove Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $778,000✓ $3,688 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,846/mo

incl. closing costs (yr 1)

Annual total

$70,151

year 1

Mortgage only

$2,951/mo

principal + interest

Beyond mortgage

$1,433/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$155,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$307/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,780/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,035

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $35,418/yr

Property taxes22% $15,723/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,780/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,418	$2,951/mo
Government & taxes
Property tax	$3,688	$307/mo
Land transfer tax(closing)	$12,035	$1,003/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,780	$648/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,151	$5,846/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3273 Cove Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs