$1.10M · 4 bed Detached · Historic Lakeshore Communities, Georgina

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About this home

EXCEPTIONA LAKEVIEW RESIDENCE IN A PRESTIGIOUS NEIGHBOURHOOH!! Welcome To This Stunning, Fully Renovated Home Offering Breathtaking View Of Lake Simcoe. Designed for both comfort and elegance, this modern residence features hardwood flooring and pot lights throughout. The upper-level family room opens to a private balcony -perfect for enjoying panoramic Lake Views from the comfort of your home. Located in an area known for year-round recreation, residents can enjoy boating, fishing, and ice fish…

Property details

MLS#

N13243784

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1500-2000

Style

1 1/2 Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown
Property features: Beach, Fenced Yard, Lake Access, Ravine

View: Lake

Garage: None
Garage spaces: 0
Parking: 12 total
Lot: 71 × 169
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: East
Cross street: Metro Road/Kennedy Road
Basement: Unfinished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Water Heater Owned, Sump Pump
Parking features: —

Level	Room	Dimensions
Main	Kitchen	4.83m × 4.8m
Main	Dining Room	3.5m × 3.5m
Main	Living Room	3.66m × 6.71m
Main	Office	2.78m × 2.35m
Main	Bedroom 2	3.5m × 3.5m
Main	Bedroom 3	3.5m × 2.42m
Main	Bedroom 4	2.4m × 3.97m
Second	Family Room	4.22m × 5.32m
Second	Primary Bedroom	4.59m × 4.51m

Level

Room

Dimensions

Main

Kitchen

4.83m × 4.8m

Main

Dining Room

3.5m × 3.5m

Main

Living Room

3.66m × 6.71m

Main

Office

2.78m × 2.35m

Main

Bedroom 2

3.5m × 3.5m

Main

Bedroom 3

3.5m × 2.42m

Main

Bedroom 4

2.4m × 3.97m

Second

Family Room

4.22m × 5.32m

Second

Primary Bedroom

4.59m × 4.51m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,098,000✓ $5,933 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,047/mo

incl. closing costs (yr 1)

Annual total

$96,563

year 1

Mortgage only

$4,165/mo

principal + interest

Beyond mortgage

$1,887/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$494/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $49,986/yr

Property taxes25% $24,368/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,980/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$49,986	$4,165/mo
Government & taxes
Property tax	$5,933	$494/mo
Land transfer tax(closing)	$18,435	$1,536/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,980	$915/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,563	$8,047/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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853 Fairbank Avenue

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Property details

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Annual costs