$2.25M · 6+3 bed Detached · Rural Innisfil, Innisfil

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About this home

Welcome to 3500 Crescent Harbour Road, an extraordinary estate property located just steps from the sparkling shores of Lake Simcoe. Nestled on approximately 2 acres, in one of Innisfil's most sought-after communities, this exceptional bungalow offers a rare combination of luxury, versatility, and lifestyle. Boasting over 7,000 sq. ft. of finished living space, this expansive residence features 6+3 bedrooms and 4.5 bathrooms, making it ideal for large families, multi-generational living, or inv…

Property details

MLS#

N13239780

Status

Buy Now

Beds

6+3

Baths

5 full, 0 half

Size

3500-5000

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Fireplaces: 2
Fireplace features: Propane

Garage: 3-car Attached
Garage spaces: 3
Parking: 13 total
Lot: 100 × 900
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Board & Batten
Fronting on: West
Cross street: Mapleview Dr East & Crescent Harbour Rd
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	6.37m × 4.3m
Main	Dining Room	4.6m × 2.77m
Main	Living Room	5.18m × 4.99m
Main	Primary Bedroom	6.28m × 5.67m
Main	Bedroom	3.81m × 3.99m
Main	Bedroom	4.11m × 4.91m
Main	Bedroom	4.91m × 6.27m
Main	Bedroom	3.87m × 6.34m
Upper	Loft	6.95m × 10.58m
Basement	Recreation	6.1m × 8.75m
Basement	Bedroom	7.62m × 5.82m
Basement	Bedroom	6.13m × 4.6m
Basement	Bedroom	4.6m × 4.85m
Basement	Recreation	12.84m × 5.24m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,249,900✓ $12,480 tax✓ Propane✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$16,121/mo

incl. closing costs (yr 1)

Annual total

$193,457

year 1

Mortgage only

$8,535/mo

principal + interest

Beyond mortgage

$3,567/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$449,980

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,040/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$22,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$42,723

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $102,425/yr

Property taxes29% $55,203/yr

Utilities3% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $22,499/yr

Closing costs3% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$102,425	$8,535/mo
Government & taxes
Property tax	$12,480	$1,040/mo
Land transfer tax(closing)	$42,723	$3,560/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$22,499	$1,875/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$193,457	$16,121/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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3500 Crescent Harbour Road

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Rooms

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Annual costs