$647K · 3 bed Condo Townhouse · Bradford, Bradford West Gwillimbury

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About this home

Welcome to modern urban living in Bradford! This beautifully upgraded 3-bedroom, 3-bathroom home is perfectly designed for young families, first-time buyers, and commuters seeking a blend of style, comfort, & everyday convenience. Step inside to a bright, sun-filled, open-concept main floor that was thoughtfully designed for both daily family life and effortless entertaining. The spacious living and dining areas flow seamlessly into a stunning, modern white kitchen. Home chefs will love the prem…

Property details

MLS#

N13237952

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1600-1799

Style

3-Storey

Type

Condo Townhouse

Year built

—

Property features: Library, Park, Public Transit, Rec./Commun.Centre, School, Terraced

Condo corp #: 513
Balcony: Terrace
Locker: Owned
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Landscaped, Porch
Fronting on: —
Cross street: Dissette St / Holland St E
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage
Parking features: —

Level	Room	Dimensions
Main	Living Room	3.53m × 4.67m
Main	Dining Room	3.53m × 4.67m
Main	Kitchen	2.99m × 3.53m
Second	Bedroom 2	2.46m × 2.84m
Second	Bedroom 3	2.69m × 2.69m
Third	Primary Bedroom	3.22m × 4.52m

Level

Room

Dimensions

Main

Living Room

3.53m × 4.67m

Main

Dining Room

3.53m × 4.67m

Main

Kitchen

2.99m × 3.53m

Second

Bedroom 2

2.46m × 2.84m

Second

Bedroom 3

2.69m × 2.69m

Third

Primary Bedroom

3.22m × 4.52m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $647,000✓ $3,473 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,336/mo

incl. closing costs (yr 1)

Annual total

$64,036

year 1

Mortgage only

$2,455/mo

principal + interest

Beyond mortgage

$1,639/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$289/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,470/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,415

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $29,454/yr

Property taxes20% $12,888/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,470/yr

Condo fees7% $4,564/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,454	$2,455/mo
Government & taxes
Property tax	$3,473	$289/mo
Land transfer tax(closing)	$9,415	$785/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,470	$539/mo
Condo fees
Condo / HOA fees	$4,564	$380/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,036	$5,336/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs