Loading neighbourhood intel…

$346K · 0 bed Vacant Land · Rural Innisfil, Innisfil | MyPropertyScout

$345,800

1052 Spruce Road

00Vacant

Map

$345,800

DOM22days

1052 Spruce Road

Innisfil · Ontario L0L 1C0

MLS® N13237388 · Rural Innisfil · L0L 1C0

00VacantVacant Land22dLot 100 x 136 ft< .50 ac$1,535 tax/yr

22 days on market

About this home

Prime Building Lot Steps To Belle Aire Beach ! Seller has paid for the building permit, which is included with the purchase price. Property is permit-ready to build. Development charges are applicable and, under the Town of Innisfil's current program, are payable prior to occupancy(by new owner), allowing construction to proceed with the approved permit in place. Conservation Authority approval already in place (buyer to transfer) for a new two-storey 3,724 sq. ft. home, saving valuable time for…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Book a call for full analysis. Get a full analysis →

Property details

MLS#: N13237388
Status: Buy Now
Beds: 0
Baths: 0 full, 0 half
Size: —
Style: —
Type: Vacant Land
Year built: —

Garage: —
Garage spaces: —
Parking: —
Lot: 100 × 136
Heating: —
Heating fuel: —
Cooling: —
Fireplaces: —
Waterfront: No
Exterior: —
Fronting on: North
Cross street: Spruce/Temple
Basement: —
Stories: —
Utilities: —
Laundry: —
Interior: —
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® N13237388

Do you own a home in Innisfil?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$346K

1052 Spruce Road · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $345,800✓ $1,535 tax✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,972/mo

incl. closing costs (yr 1)

Annual total

$35,669

year 1

Mortgage only

$1,312/mo

principal + interest

Beyond mortgage

$897/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,160

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$128/mo

Utilities

Hydro / electricity$126/mo

≈ $0.07/ft² × ~1,800 ft² · ON avg ~$126/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,458/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,662

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $15,742/yr

Property taxes15% $5,197/yr

Utilities13% $4,572/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,458/yr

Closing costs14% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,742	$1,312/mo
Government & taxes
Property tax	$1,535	$128/mo
Land transfer tax(closing)	$3,662	$305/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,512	$126/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,458	$288/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$35,669	$2,972/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

1052 Spruce Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs