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$630K · 2+1 bed Condo Apartment · Brownridge, Vaughan | MyPropertyScout

$629,900

Unit 409

27 DOM

2+1127d

Map

DOM 27

$629,900

F●●●○○DOM27days

Unit 409

745 New Westminster Drive · Vaughan · Ontario L4J 8J9

MLS® N13236256 · Brownridge · L4J 8J9

2+11OwnerOccupied900-999 ft²Condo Apartment1-car Underground27d$663/ft²$2,594 tax/yrBuilt 200323 yrs old

29% above market · 27 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Spacious, sun-filled, and move-in ready, this beautifully maintained open-concept condo offers exceptional value in one of Thornhill's most sought-after and convenient neighbourhoods. Filled with natural light throughout, the suite feels warm, airy, and inviting from the moment you walk in. Ideally located justed steps to Promenade Mall, synagogues, schools, public transit, parks, and everyday shopping, this is an incredible opportunity to own in a prime community at an attractive price point. T…

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Property details

MLS#: N13236256
Status: Buy Now
Beds: 2+1
Baths: 1 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Library, Rec./Commun.Centre, Park, School, Place Of Worship

Condo corp #: 974
Balcony: Terrace
Locker: Owned
Association amenities: Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Sauna, Visitor Parking, Game Room
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bathurst St & Centre St
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ARISTON REALTY CORP.

Source: TRREB/PROPTX · MLS® N13236256

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$630K

Unit 409 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,900✓ $2,594 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,618/mo

incl. closing costs (yr 1)

Annual total

$67,421

year 1

Mortgage only

$2,390/mo

principal + interest

Beyond mortgage

$2,014/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$216/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,676/yr

Property taxes17% $11,667/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,299/yr

Condo fees15% $10,119/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,676	$2,390/mo
Government & taxes
Property tax	$2,594	$216/mo
Land transfer tax(closing)	$9,073	$756/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,299	$525/mo
Condo fees
Condo / HOA fees	$10,119	$843/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,421	$5,618/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 409

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs