$1.60M · 3+2 bed Detached · Stroud, Innisfil

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About this home

Custom-Built Home In One Of Innisfil's Most Sought-After Family Neighbourhoods. This Exceptional, Brand-New Bungalow Offers Refined Modern Living With Over 5,000 Sq. Ft. Of Finished Space, Beautifully Designed For Both Everyday Comfort And Elegant Entertaining. Soaring 9- Foot Ceilings On Both The Main Floor And Basement, Expansive Windows, And A Dramatic Skylight Above The Staircase Fill The Home With Natural Light. The Open-Concept Main Level Is Anchored By A Sophisticated Chef's Kitchen Featu…

Property details

MLS#

N13235710

Status

Buy Now

Beds

3+2

Baths

4 full, 0 half

Size

2500-3000

Style

Bungalow

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete
Property features: Beach, Fenced Yard, Park, Public Transit, School

Garage: 3-car Built-In
Garage spaces: 3
Parking: 10 total
Lot: 66.77 × 164.8
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Stone · Deck, Landscaped
Fronting on: South
Cross street: Yonge/Sunnybrae
Basement: Finished with Walk-Out, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Carpet Free, Central Vacuum, Countertop Range, ERV/HRV, Floor Drain, In-Law Capability, Primary Bedroom - Main Floor, Sump Pump, Water Meter, Water Softener
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Foyer	1.8m × 3.51m
Main	Dining Room	3.49m × 6.81m
Main	Living Room	5.18m × 7.33m
Main	Kitchen	3.49m × 3.99m
Main	Breakfast	3.49m × 3.32m
Main	Office	3.21m × 4.04m
Main	Primary Bedroom	3.62m × 4.82m
Main	Bedroom 2	3.35m × 4.79m
Main	Bedroom 3	3.34m × 3.66m
Basement	Bedroom 4	3.19m × 4.74m
Basement	Recreation	3.39m × 4.91m
Basement	Exercise Room	3.43m × 6.84m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,599,000✓ $0 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,776/mo

incl. closing costs (yr 1)

Annual total

$129,308

year 1

Mortgage only

$6,066/mo

principal + interest

Beyond mortgage

$1,880/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$319,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)56% $72,793/yr

Property taxes22% $28,455/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $15,990/yr

Closing costs4% $5,100/yr

Mortgage is 56% of your true cost of ownership. The other 44% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,793	$6,066/mo
Government & taxes
Land transfer tax(closing)	$28,455	$2,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,990	$1,333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$129,308	$10,776/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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225 Sunnybrae Avenue

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Annual costs