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$975K · 3 bed Detached · Rural Innisfil, Innisfil | MyPropertyScout

$974,888

1386 Gilford Road

33OwnerOccupied

Map

Pool

$974,888

F●●●○○DOM22days

1386 Gilford Road

Innisfil · Ontario L0L 1R0

MLS® N13234946 · Rural Innisfil · L0L 1R0

33OwnerOccupied1100-1500 ft²Detached2-car AttachedPool22d$750/ft²Lot 117.3 x 162 ft.50-1.99 ac$4,128 tax/yr

19% above market · 22 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Turnkey Family Home Nestled On Huge 117 x 162Ft Lot In Quiet & Growing Gilford! Fully Renovated From Top To Bottom In 2023 With No Details Spared! Open Concept Layout Features 1,800+ SqFt Of Available Living Space With Potlights, Hardwood Flooring & Porcelain Tiles Throughout. Chef's Kitchen Features Porcelain Counters, High-End Kitchen Aid Stainless Steel Appliances, Farmhouse Sink, & Large Centre Island With Granite Counters, Built-In Stove Top & Hood Range. Conveniently Combined Dining Area H…

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Property details

MLS#: N13234946
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1100-1500
Style: Sidesplit 3
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Fence - Full, Playground, Shed
Property features: Fenced Yard, Golf, Lake/Pond, Marina, Park, School

Fireplace features: Electric, Living Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 117.3 × 162
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick, Board & Batten · Deck, Privacy
Fronting on: North
Cross street: Yonge St / Gilford Road
Basement: Full, Finished, Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, Water Heater, Water Treatment, Water Softener
Parking features: Private, Inside Entry

Rooms

Level	Room	Dimensions
Main	Mud Room	1.8m × 2.58m
Main	Dining Room	2.47m × 3.07m
Main	Kitchen	4.88m × 3.42m
Main	Living Room	7.29m × 4.38m
Upper	Primary Bedroom	4.16m × 4.06m
Upper	Bedroom 2	2.98m × 3.55m
Upper	Bedroom 3	2.68m × 2.95m
Lower	Recreation	5.46m × 4.88m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK CHAY REALTY

Source: TRREB/PROPTX · MLS® N13234946

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$975K

1386 Gilford Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $974,888✓ $4,128 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,090/mo

incl. closing costs (yr 1)

Annual total

$85,083

year 1

Mortgage only

$3,698/mo

principal + interest

Beyond mortgage

$1,602/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$194,978

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$344/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $44,381/yr

Property taxes24% $20,101/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,749/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,381	$3,698/mo
Government & taxes
Property tax	$4,128	$344/mo
Land transfer tax(closing)	$15,973	$1,331/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,749	$812/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$85,083	$7,090/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1386 Gilford Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs