$475K · 3 bed Detached · Historic Lakeshore Communities, Georgina

Loading neighbourhood intel…

About this home

Remarkable Opportunity In The Heart Of The Highly Coveted Willow Beach Community Just Steps From The Sparkling Shores Of Beautiful Lake Simcoe. Nestled On A Spacious, Municipally Serviced And Exceptionally Private Irregular Lot (114.03 ft x 75.52 ft x 37.18 ft x 49.53 ft x 25.45 ft x 60.04ft) And Surrounded By Mature Trees, This Charming 3-Season Cottage Presents A Rare Chance To Secure Premium Land In One Of The Area's Most Desirable Lakeside Enclaves. Whether You Choose To Enjoy The Existing C…

Property details

MLS#

N13233930

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-1100

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Garden Shed
Property features: Beach, Golf, Lake Access, Marina, Park, Rec./Commun.Centre

View: Trees/Woods

Garage: None
Garage spaces: 0
Parking: 6 total
Lot: 25.45 × 114.03
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding, Wood · Fishing, Privacy
Fronting on: North
Cross street: Metro Rd. / Farley Circle / Lake Dr. East
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: Private

Level	Room	Dimensions
Main	Living Room	3.5m × 4.66m
Main	Kitchen	2.46m × 4.72m
Main	Sunroom	2.47m × 4.67m
Main	Bedroom	2.43m × 2.5m
Main	Bedroom	2.5m × 2.65m
Main	Bedroom	2.5m × 3.31m
Main	Bathroom	1.65m × 1.75m

Level

Room

Dimensions

Main

Living Room

3.5m × 4.66m

Main

Kitchen

2.46m × 4.72m

Main

Sunroom

2.47m × 4.67m

Main

Bedroom

2.43m × 2.5m

Main

Bedroom

2.5m × 2.65m

Main

Bedroom

2.5m × 3.31m

Main

Bathroom

1.65m × 1.75m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $3,612 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,802/mo

incl. closing costs (yr 1)

Annual total

$45,625

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,044/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$301/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $21,624/yr

Property taxes21% $9,587/yr

Utilities6% $2,964/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,750/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$3,612	$301/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,625	$3,802/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

68 Farley Circle

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs