$2.60M · 4+2 bed Detached · Rural Innisfil, Innisfil

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About this home

Experience exceptional waterfront living in this stunning estate offering just under 6,000 sq. ft. of finished living space designed for year-round enjoyment. This impressive 6-bedroom, 4-bathroom home features spacious principal rooms, multiple entertaining areas, and breathtaking water and garden views throughout. The spectacular great room boasts soaring ceilings and a dramatic 20-ft. custom stone fireplace. The open-concept layout is filled with natural light and flows seamlessly into th…

Property details

MLS#

N13233602

Status

Buy Now

Beds

4+2

Baths

4 full, 0 half

Size

3500-5000

Style

1 1/2 Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Workshop, Gazebo, Garden Shed
Property features: Electric Car Charger, Golf, Lake Access, Lake/Pond, Marina, Waterfront

Fireplaces: 3
Fireplace features: Natural Gas

View: Canal, Clear, Garden, Trees/Woods, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Water frontage: 178 ft
Shoreline: Natural
Waterfront features: Boat Slip

Garage: 3-car Attached
Garage spaces: 3
Parking: 13 total
Lot: 178.54 × 131.2
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Exterior: Stone · Deck, Landscape Lighting, Lawn Sprinkler System, Year Round Living, Fishing, Hot Tub, Patio, Landscaped, Recreational Area
Fronting on: North
Cross street: SHORE ACRES/EVERTON/MARINE DRIVE
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Auto Garage Door Remote, Built-In Oven, ERV/HRV, Generator - Full, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned, Water Softener, Central Vacuum
Parking features: Private Triple

Rooms

Level	Room	Dimensions
Main	Great Room	5.58m × 8.52m
Main	Dining Room	3.97m × 4.53m
Main	Kitchen	4.91m × 6.31m
Main	Breakfast	4.91m × 2.77m
Main	Laundry	2.08m × 2.59m
Main	Bathroom	1.59m × 1.86m
Main	Primary Bedroom	4.76m × 7.11m
Main	Bathroom	5.33m × 5.66m
Second	Loft	7.34m × 12.74m
Second	Bedroom 2	4.53m × 3.97m
Second	Bedroom 3	4.91m × 4.37m
Second	Bedroom 4	3.8m × 3.42m
Second	Bathroom	1.86m × 1.96m
Lower	Bathroom	1.63m × 3.42m
Lower	Recreation	7.59m × 11.5m
Lower	Game Room	5.27m × 6.63m
Lower	Bedroom	4.9m × 4.61m
Lower	Bedroom	3.23m × 4.91m
Lower	Utility Room	2.59m × 7.74m
Lower	Other	5.39m × 6.41m
Basement	Other	1.14m × 2.53m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,595,000✓ $11,575 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$18,362/mo

incl. closing costs (yr 1)

Annual total

$220,341

year 1

Mortgage only

$9,845/mo

principal + interest

Beyond mortgage

$3,780/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$519,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$965/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$25,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$51,350

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $118,136/yr

Property taxes29% $62,925/yr

Utilities3% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $25,950/yr

Closing costs2% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$118,136	$9,845/mo
Government & taxes
Property tax	$11,575	$965/mo
Land transfer tax(closing)	$51,350	$4,279/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$25,950	$2,163/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$220,341	$18,362/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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75 Marine Drive

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Annual costs