$899K · 3+2 bed Semi-Detached · Aurora Grove, Aurora

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About this home

Exceptional Value In Highly Sought-After Aurora Grove! Boasting Over $200,000 In Renovations, This Move-In Ready Home Offers Approximately 2,500 Sq.Ft. Of Finished Living Space With 3+2 Bedrooms, 4 Bathrooms, 2 Kitchens And A Finished Basement With Separate Entrance, Ideal For Multi-Generational Living Or Income Potential. The Bright And Functional Main Floor Features White Oak Engineered Hardwood Flooring, Modern Oak Staircase, Gas Fireplace And A Custom Kitchen With Premium Quartz Countertops…

Property details

MLS#

N13233298

Status

Buy Now

Beds

3+2

Baths

4 full, 0 half

Size

1500-2000

Style

2-Storey

Type

Semi-Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Golf, Hospital, Park, School

Fireplace features: Family Room

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 32.91 × 136.78
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck
Fronting on: West
Cross street: Bayview & Wellington
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.1m × 5.8m
Main	Kitchen	2.44m × 6.41m
Main	Breakfast	2.44m × 4.1m
Main	Family Room	3.1m × 4m
Second	Primary Bedroom	3.1m × 8m
Second	Bedroom 2	3.13m × 4.2m
Second	Bedroom 3	3.13m × 4.42m
Basement	Kitchen	2m × 3.1m
Basement	Living Room	4.1m × 7m
Basement	Bedroom 4	2.6m × 3.4m
Basement	Bedroom 5	2.4m × 2.5m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,000✓ $4,867 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,706/mo

incl. closing costs (yr 1)

Annual total

$80,468

year 1

Mortgage only

$3,411/mo

principal + interest

Beyond mortgage

$1,632/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$406/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,926/yr

Property taxes24% $19,322/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,990/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,926	$3,411/mo
Government & taxes
Property tax	$4,867	$406/mo
Land transfer tax(closing)	$14,455	$1,205/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,990	$749/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,468	$6,706/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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46 October Lane

About this home

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Property details

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Rooms

Sales History

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Annual costs