$525K · 2 bed Condo Apartment · Sutton & Jackson's Point, Georgina

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About this home

Stylish Living in Jackson's Point! Bright and spacious 2 bedroom, 2 bathroom condo featuring large windows, excellent views, and a private oversized balcony with natural gas BBQ hookup. Amazing for enjoying the views and relaxing outdoors. Enjoy modern spacious open concept living! No carpet throughout. Beautifully designed kitchen complete with ample cabinetry, centre island, quartz countertops, quartz backsplash, undermount sink, and soft-close cabinetry. The primary bedroom retreat offers a g…

Property details

MLS#

N13233278

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Beach, Golf, Lake/Pond, Other, Public Transit

Condo corp #: 1535
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Elevator, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Vinyl Siding
Fronting on: —
Cross street: Dalton and Lake Dr E
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Level	Room	Dimensions
Main	Kitchen	3.6m × 4.8m
Main	Living Room	4.8m × 5.3m
Main	Dining Room	4.8m × 5.3m
Main	Primary Bedroom	2.8m × 3.2m
Main	Bedroom 2	2.7m × 2.7m
Main	Foyer	—

Level

Room

Dimensions

Main

Kitchen

3.6m × 4.8m

Main

Living Room

4.8m × 5.3m

Main

Dining Room

4.8m × 5.3m

Main

Primary Bedroom

2.8m × 3.2m

Main

Bedroom 2

2.7m × 2.7m

Main

Foyer

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $525,000✓ $3,288 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,894/mo

incl. closing costs (yr 1)

Annual total

$58,734

year 1

Mortgage only

$1,992/mo

principal + interest

Beyond mortgage

$1,863/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$274/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$60/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $23,900/yr

Property taxes17% $10,263/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,250/yr

Condo fees15% $8,661/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,900	$1,992/mo
Government & taxes
Property tax	$3,288	$274/mo
Land transfer tax(closing)	$6,975	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,250	$438/mo
Condo fees
Condo / HOA fees	$8,661	$722/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,734	$4,894/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs