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$750K · 3+1 bed Detached · Keswick North, Georgina | MyPropertyScout

$749,900

131 Cook's Bay Drive

3+12OwnerOccupied

Map

$749,900

A●●●○○DOM22days

131 Cook's Bay Drive

Georgina · Ontario L4P 2M2

MLS® N13232870 · Keswick North · L4P 2M2

3+12OwnerOccupied1500-2000 ft²Detached2-car Built-In22d$429/ft²Lot 114 x 50.2 ft$4,861 tax/yr

9% below market · 22 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome To 131 Cook's Bay Drive. A Charming And Well-Appointed Detached Sidesplit Nestled On A Spacious Corner Lot With Over 113 Feet Of Frontage, Just Steps From TheShores Of Lake Simcoe On A Quiet Crescent In One Of Keswick's MostCommunity-Oriented And Fast-Growing Neighbourhoods. This Bright 3+1 Bedroom Home Is Packed With Standout Features. Renovated Bathrooms (2023) The Open-Concept Main Floor Showcases A Sun-Filled Living And Dining Area Anchored By A Cozy Wood-Burning Fireplace, Perfect F…

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Property details

MLS#: N13232870
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1500-2000
Style: Sidesplit 3
Type: Detached
Year built: —

Roof: Metal
Foundation: Unknown
Other structures: Shed
Property features: Beach, Lake Access, Library, Park, Public Transit, Rec./Commun.Centre

Fireplace features: Wood

View: Lake

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 113.96 × 50.18
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Metal/Steel Siding · Deck, Hot Tub, Landscaped, Patio
Fronting on: East
Cross street: Metro Rd S & The Queensway S
Basement: Crawl Space
Stories: —
Utilities: —
Laundry: —
Interior: Built-In Oven, Storage Area Lockers, Water Heater
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	4.45m × 4.07m
Main	Dining Room	4.47m × 3.45m
Main	Office	4.43m × 2.97m
Main	Kitchen	3m × 3.6m
Main	Powder Room	1.45m × 2.59m
Main	Foyer	1.45m × 2.59m
Second	Bedroom 2	3.62m × 2.73m
Second	Bedroom 3	3.14m × 3.53m
Second	Primary Bedroom	4.76m × 3.13m
Second	Bathroom	1.9m × 3.91m
Lower	Mud Room	1.9m × 3.91m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PROPERTY.CA INC.

Source: TRREB/PROPTX · MLS® N13232870

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$750K

131 Cook's Bay Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,900✓ $4,861 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,767/mo

incl. closing costs (yr 1)

Annual total

$69,201

year 1

Mortgage only

$2,845/mo

principal + interest

Beyond mortgage

$1,507/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$405/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $34,139/yr

Property taxes24% $16,334/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,499/yr

Closing costs7% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,139	$2,845/mo
Government & taxes
Property tax	$4,861	$405/mo
Land transfer tax(closing)	$11,473	$956/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,499	$625/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,201	$5,767/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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131 Cook's Bay Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs