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$869K · 3+2 bed Detached · Keswick North, Georgina | MyPropertyScout

$869,000

201 Garden Avenue

3+22TenantOccupied

Map

$869,000

D●●●○○DOM23days

201 Garden Avenue

Georgina · Ontario L4P 2L3

MLS® N13229060 · Keswick North · L4P 2L3

3+22TenantOccupied2000-2500 ft²DetachedNone23d$386/ft²Lot 50 x 135.1 ft$2,700 tax/yr

5% above market · 23 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Gorgeous Custom-Built 3+2 Bedroom Home | Oversized Lot | Prime North Keswick. Welcome to this stunning custom-built 3+2 bedroom home, perfectly situated on a quiet street in central North Keswick, just a short walk to the beautiful shores of Lake Simcoe with W/A Spectacular Private Beach! This perfect investment opportunity offers over 2,400 sq. ft. of functional living space, featuring two self-contained units with 3 bedrooms upstairs and 2 bedrooms downstairs, ideal Gorgeous Custom-Built 3+2 B…

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Property details

MLS#: N13229060
Status: Buy Now
Beds: 3+2
Baths: 2 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Brick
Other structures: Garden Shed
Property features: Beach, Lake/Pond, Marina, Park, Public Transit, School

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 50 × 135.14
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Metro Rd S/ Garden St
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Front Yard Parking

Rooms

Level	Room	Dimensions
Main	Kitchen	3.52m × 4.09m
Main	Primary Bedroom	4.08m × 6.76m
Main	Bedroom 2	3.51m × 5.24m
Main	Bedroom 3	2.82m × 5.55m
Main	Bedroom 4	3.21m × 2.61m
Ground	Recreation	10.48m × 6.53m
Ground	Bedroom	3.32m × 3.72m
Ground	Bathroom	4.98m × 3.19m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® N13229060

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$869K

201 Garden Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $869,000✓ $2,700 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,371/mo

incl. closing costs (yr 1)

Annual total

$76,456

year 1

Mortgage only

$3,297/mo

principal + interest

Beyond mortgage

$1,462/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$173,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$225/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $39,561/yr

Property taxes22% $16,555/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,690/yr

Closing costs7% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,561	$3,297/mo
Government & taxes
Property tax	$2,700	$225/mo
Land transfer tax(closing)	$13,855	$1,155/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,690	$724/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,456	$6,371/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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201 Garden Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs