$275K · 2 bed Modular Home · Rural Innisfil, Innisfil

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About this home

WELL-KEPT 2-BEDROOM HOME IN AN AMENITY-RICH ADULT LIFESTYLE COMMUNITY! Enjoy relaxed living in this charming Monaco II model bungalow nestled on a quiet cul-de-sac in Sandycove Acres, Innisfil's premier adult lifestyle community. Site-built foundation home with drywall construction and offering over 1,350 square feet of well-designed living space, this bright and inviting home is ideal for those seeking comfort, community, and ease of lifestyle. The well-equipped kitchen features warm wood cabin…

Property details

MLS#

N13228432

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Modular Home

Year built

—

Roof: Asphalt Shingle, Metal
Foundation: Concrete Block
Other structures: Shed
Property features: Cul de Sac/Dead End, Beach, Lake/Pond, Marina, Park

Fireplaces: 1
Fireplace features: Living Room

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Pool: Yes
Waterfront: No
Exterior: Aluminum Siding · Deck, Landscaped, Porch, Year Round Living
Fronting on: North
Cross street: Exploits Arm/Carmans Cove
Basement: Crawl Space, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Water Heater Owned
Parking features: Private

Level	Room	Dimensions
Main	Foyer	1.51m × 1.61m
Main	Kitchen	3.6m × 3.29m
Main	Dining Room	4.49m × 3.35m
Main	Living Room	4.9m × 3.98m
Main	Sunroom	4.35m × 3.02m
Main	Primary Bedroom	4.48m × 4.24m
Main	Bedroom 2	3.5m × 3.18m

Level

Room

Dimensions

Main

Foyer

1.51m × 1.61m

Main

Kitchen

3.6m × 3.29m

Main

Dining Room

4.49m × 3.35m

Main

Living Room

4.9m × 3.98m

Main

Sunroom

4.35m × 3.02m

Main

Primary Bedroom

4.48m × 4.24m

Main

Bedroom 2

3.5m × 3.18m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $275,000✓ $0 tax✓ Electric✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,346/mo

incl. closing costs (yr 1)

Annual total

$28,157

year 1

Mortgage only

$1,043/mo

principal + interest

Beyond mortgage

$628/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$55,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$169/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,600

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $12,519/yr

Property taxes9% $2,600/yr

Utilities13% $3,588/yr

Insurance & security6% $1,600/yr

Maintenance10% $2,750/yr

Closing costs18% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,519	$1,043/mo
Government & taxes
Land transfer tax(closing)	$2,600	$217/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,028	$169/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,750	$229/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$28,157	$2,346/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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8 Carmans Cove N/A

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