$625K · 2 bed Detached · Stroud, Innisfil

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7870 Yonge Street

Innisfil · Ontario L9S 1L4

MLS® N13226394 · Stroud · L9S 1L4

21TenantOccupied700-1100 ft²DetachedNone23d$694/ft²Lot 72.2 x 165 ft$2,938 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Charming 2-Bedroom Family Home in the Heart of Stroud, Welcome to this 2-bedroom, 1-bath family home situated on a spacious 72 ft x 165 ft lot in the growing community of Stroud. Featuring an eat-in kitchen, comfortable living spaces, and a large backyard, this property offers plenty of room to relax, play, or plan future expansion. Located within walking distance to schools, shopping, and the local library, this home combines small-town convenience with excellent access to major amenities. Enjo…

Property details

MLS#

N13226394

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-1100

Style

1 1/2 Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 72.2 × 165
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: West
Cross street: Yonge & Victoria
Basement: Partially Finished, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $625,000✓ $2,938 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,773/mo

incl. closing costs (yr 1)

Annual total

$57,276

year 1

Mortgage only

$2,371/mo

principal + interest

Beyond mortgage

$1,196/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$245/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $28,453/yr

Property taxes21% $11,913/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,250/yr

Closing costs9% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,453	$2,371/mo
Government & taxes
Property tax	$2,938	$245/mo
Land transfer tax(closing)	$8,975	$748/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,250	$521/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,276	$4,773/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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7870 Yonge Street

About this home

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Annual costs