$1.80M · 5 bed Detached · Rural Innisfil, Innisfil

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About this home

Stunning fully renovated private waterfront home on deep property nestled on the shores of Lake Simcoe. With 5 bedrooms plus office (2 being in a private in-law suite) and 5 full bathrooms, this home has room for the whole family! Whether lounging outside by the gas or natural fireplace, out on the custom composite dock, in the 12-person sauna or 8-person hot tub or on the composite deck, you will love every inch. Not to mention inside with primary suite facing Lake Simcoe with complete privacy,…

Property details

MLS#

N13225302

Status

Buy Now

Beds

Baths

5 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Sauna
Property features: Beach, Lake/Pond, Waterfront, Marina, Level, Lake Access

Fireplaces: 1
Fireplace features: Family Room, Living Room, Natural Gas

View: Clear, Lake, Panoramic, Water, Skyline

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Water frontage: 54.32 ft
Shoreline: Natural, Soft Bottom
Waterfront features: Dock, Trent System, Winterized

Garage: 4-car Attached
Garage spaces: 4
Parking: 13 total
Lot: 55.01 × 185.84
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Exterior: Brick, Vinyl Siding · Awnings, Deck, Hot Tub, Patio, Year Round Living, Recreational Area
Fronting on: East
Cross street: Killarney and Ewart
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Auto Garage Door Remote, Carpet Free, In-Law Capability, In-Law Suite, Sauna
Parking features: Available, Inside Entry, Private Double, Tandem, Private Triple

Rooms

Level	Room	Dimensions
Main	Bathroom	2.57m × 1.96m
Main	Bathroom	2.03m × 2.83m
Main	Dining Room	3.8m × 4.78m
Main	Foyer	4.78m × 2.12m
Main	Workshop	5.77m × 9.32m
Main	Kitchen	5.96m × 4.53m
Main	Living Room	5.86m × 4.43m
Main	Utility Room	2.09m × 1.65m
Main	Utility Room	1.32m × 1.96m
Second	Bathroom	1.81m × 3.44m
Second	Bathroom	1.78m × 2.71m
Second	Bedroom	2.58m × 4.22m
Second	Bedroom 2	3.3m × 4.15m
Second	Office	2.51m × 2.76m
Second	Primary Bedroom	5.26m × 4.57m
Second	Bathroom	3m × 2.3m
Second	Bedroom	3.38m × 3.87m
Second	Bedroom 2	2.6m × 3.9m
Second	Family Room	6.09m × 4.07m
Second	Kitchen	3.84m × 4.88m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,798,000✓ $12,527 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$13,177/mo

incl. closing costs (yr 1)

Annual total

$158,125

year 1

Mortgage only

$6,821/mo

principal + interest

Beyond mortgage

$3,195/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$359,600

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,044/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$17,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$32,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $81,853/yr

Property taxes28% $44,962/yr

Utilities4% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance11% $17,980/yr

Closing costs3% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$81,853	$6,821/mo
Government & taxes
Property tax	$12,527	$1,044/mo
Land transfer tax(closing)	$32,435	$2,703/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$17,980	$1,498/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$158,125	$13,177/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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943 Barry Avenue

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Annual costs