$1.10M · 4 bed Detached · Sutton & Jackson's Point, Georgina

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About this home

Welcome to this exceptional upgraded home(Review Attached Feature sheet) 2,873 square ft 4 bedrooms + 4 washrooms home, beautifully situated on a ravine lot that offers both privacy and breathtaking views. There are four large bedrooms, with 4 piece ensuite bathroom, and 3 bedrooms with updated washroom The modern design includes washrooms with upgraded showers. Main floor office with a bay window, providing an ideal workspace for working person . Updated kitchen within built appliances with cen…

Property details

MLS#

N13225150

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2500-3000

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Poured Concrete

Fireplaces: 1

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 40 × 105
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck, Privacy
Fronting on: North
Cross street: Dalton & Catering Road
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Level	Room	Dimensions
Main	Great Room	5.18m × 4.17m
Main	Dining Room	3.96m × 4.17m
Main	Breakfast	5.18m × 2.86m
Main	Kitchen	5.79m × 2.7m
Main	Library	3.2m × 2.62m
Second	Primary Bedroom	4.84m × 5.7m
Second	Bedroom 2	3.53m × 3.6m
Second	Bedroom 3	3.35m × 3.99m
Second	Bedroom 4	3.3m × 4.23m

Level

Room

Dimensions

Main

Great Room

5.18m × 4.17m

Main

Dining Room

3.96m × 4.17m

Main

Breakfast

5.18m × 2.86m

Main

Kitchen

5.79m × 2.7m

Main

Library

3.2m × 2.62m

Second

Primary Bedroom

4.84m × 5.7m

Second

Bedroom 2

3.53m × 3.6m

Second

Bedroom 3

3.35m × 3.99m

Second

Bedroom 4

3.3m × 4.23m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,098,000✓ $7,004 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,206/mo

incl. closing costs (yr 1)

Annual total

$98,475

year 1

Mortgage only

$4,165/mo

principal + interest

Beyond mortgage

$2,046/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$584/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $49,986/yr

Property taxes26% $25,439/yr

Utilities5% $5,370/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,980/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$49,986	$4,165/mo
Government & taxes
Property tax	$7,004	$584/mo
Land transfer tax(closing)	$18,435	$1,536/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,980	$915/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$98,475	$8,206/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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79 BIG CANOE Drive

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Annual costs